Ron Climer writes about real estate topics in western North Carolina. Motorcycle destinations are a favorite topic. Ron also writes about public speaking skills and presentation skills.
Monday, May 13, 2024
Is Now A Good Time To Become a Non Smoker?
What if you stopped smoking today, Mother's Day in 2024? What if? What would happen? Let's talk about a couple of things that are indisputable.
You would have more money to spend on things other than cigarettes. Can you dispute that? The median price of cigarettes in America is seven dollars per pack. If you smoke a pack 365 days a year, that is $2555 per year.
I know very few people that truthfully say. " Money is no object. Who cares about $2555? That is no big deal." Money and what it does is important to everyone in a civilized society. Two thousand five hundred fifty five dollars added to your saving account would be nice next Mother's Day. Do you agree? Is your bank balance bigger than that right now? Are you paying that much in annual life insurance premiums? Are you putting that into your saving account every year? Are you? You are sending that much to Phillip Morris every year? Yes you are. You can certainly afford the $2555. Can you afford to fund that college fund for Junior at @ 210 dollars per month?.Life is a series of tough decisions. Am I right? This smoking feels so good. Funding a college fund for Junior, can wait. If you opened a saving account and drove through the drive in window every day at the bank and deposited seven dollars, WOW is that $49 per week in YOUR account? Forty nine dollars per week is, if there are fifty two weeks per year is (drum roll please) $2555. That is your money in your account. I have two questions for you. When would be a good time to start this, to open this account? When would be a good time to stop this practice. How about never or the Pearly Gate whichever occurs first. Seven dollars per day times seven days times fifty two weeks times thirty years is $76, 650 . There is a prize for the best comment about wht seventy six thousand dollars will make very little difference in your life. Please post that comment below. Would that money be earning interest all those years. Don't even pretend that this money is not important. This is enough money to change anyone's economic situation. Cigarettes are way to expensive. As you age , one day you may have to choose between buying medicine for your dying wife or cigarettes. As I stated earlier, life is full of tough decisions.
BUT, it is only money. It is only seventy six thousand dollars plus interest subtracted from your net worth at the end of your life. Mark Zuckerberg probaly wouldn't miss it subtracted from his net worth. Do you think you might miss $76000 from your net worth at the end of your career. That money could be in yor 401 K account drawing interest and no tax has been paid on it. Think of all the pleasure that smoking, being a smoker, brings to you. Do you know why nicotine is so addictive? It is one of a very few drugs that makes everything better. When you feel good like right after sex or winning a thoudsand dollars in a baroom pool game. As good as you feel at that moment light up a cigarette you will feel even better. Is that true. You know it is true. If you feel bad like just as your wonderful girlfriend told you was leaving you for the non smoking accountant at work, you really need a cigarette right now . It will help you feel better. Nicotine is very powerful. Who cares what the cost? Who cares about emphysema, lung cancer, copd, halytosis and many more. One person that cares is me. It is awful when that next breath is NOT for certain. It is wonderful to be a non smoker. Here is a thought for all of the single people. If you are looking at a dating website, I bet a non smoker never lies about their being a non smoker. I know that smokers lie and say , "I don't smoke " When you meet them, you can smell the lingering smoke." You know pretty early that they smoke and they lie, what else do you need to know? All of these conditions get worse as you get older.
What about your social life? Does smoking affect that? Actually, we may have a drop of good news. If you want to be around smokers, smoking will help your social life. At any social function, the smokers always collect together (usually outside in all weather) to smoke. It is easy for smokers to meet each other. If only we non smokers had an opportunity as good as this. There is no better example of a perfect social gambit than asking for or offering a cigarette. There is one better . Lighting a cigarette for a lady or for the General, the ultimate social gambit. There is no equal in the non smoking world. The problem is that this only works with other cigarette suckers. Socially if you want to meet and be attractive to non smokers , you have to be a non smoker.
This is a decision that you make every day. Am I going to be a smoker or a non smoker? Which is better for me? Every wrong decision that you make takes you further down the wrong path. Every right decision that you make takes your down the right path.
Buying cigarettes cost a lot of money. Are we all in agreement with that? Did you say yes? Here is another question that should be part of your decision.
How many dinner parties and back yard Bar B Q have you NOT been invited to because, "Oh Let's not invite them. They smoke. They always smell like smoke and cigarettes"? Many smokers deny that they smell bad. As if, denying it makes it not so. It is so. If you smoke cigarettes, you smell like an ash tray. Your clothes smell like smoke. How could it be otherwise? If you smoke in your car, your car stinks . If you smoke in your house, your house stinks. Do you think this may affect the value of your car at trade in time? What about the house? I sell real estate for a living . I assure you it is yes it lowers the value of any house anywhere. I have bought lots of used cars. Ditto for the cars. Do you think your friend would loan you his beachfront condo if you are a smoker? I doubt it. Would he loan you his one year old car? The answer is he might one time buy never again.
Money, your social life, what about your health. Do you care about your health? Here is anoher one of those tough decisions. Have you read this warning labels on the cigarette packs and in the cigarette store? Do you think, "THIS MEANS YOU"?
Do you know that life insurance costs more for people that suck on cigarettes than it does for non smokers? I wonder why. It is because the insurance ompany hires this folks called accuaries that are smart enough to figure the odds of you dying early (bad for the Company) or living to be very old and continue paying those premiums ( good for the Company) . The accuaries know
smokers do not live as long as non smokers. It is not an opinion. It is a fact.
Even though life insurance is expensive, if you are a smoker, why not buy a policy to protect your not yet grown children in case you get lung cancer before they are grown? If you can afford seven bucks a day for cigarettes, you can afford the same for life insurance to protect your children. Would that be money well spent? HOWEVER, What if you are on a tight budget and you have to decide between insurance to protect your kids in the likely event of your early death and the pleasure of relaxing with the boys and having a smoke just to relax? Those tough decisions raising their ugly head up again. Growing up with little money and one parent is not easy. I know because I did it. When my dad died way too early , cigarettes were only a quarter a pack. Cokes were only a nickel. I suppose he could have bought a little life insurance instead of those Pall Malls. Life is tough with only one parent . It is even tougher with one parent that does not have much money. Is money important?
That what happens when we make bad decisions. Wrong decisions lead us down the wrong road. Good decisions lead us down the right road.
If you buy cigarettes every day ,please spend at least as much on your life insurance until your kids grow up. Grow up. Money is important. To say it is not is ridiculous. It does not matter how you die. If you die from emphesema or if you fall asleep in bed with one last cigarette and catch the house on fire.
. Either way, Junior has only one parent and no money. Life will be tough without you . It will tougher without you and no money. Ask you insurance expert about annuities for kids.
What about jobs! If you were an employer, would you care if if your job applicant smoked or did not smoke ? Would it make any difference to you, Mr. Employer. if your applicant sucked on cigarettes and smelled like an ash tray? Of course it would make a difference. Smokers waste time. Whose time? Often company time that an employer is paying for. Smokers light up in the company truck. Smokers stink. The boss knows it. The customers know it. Everyone knows it BUT the smoker.
Take a guess. What is the number one source of litter on every beach in the world? You guessed it. cigarette butts. I am certain that you never throw your butts out the window of your car or on the ground. Some other smokers do. Any employer would consider this when hiring a replacement for the guy they had to fire because he burned a hole in the couch in the company employee lounge. Can you agree with that?
We have talked about a few reasons why being a non smoker is better that all the pleasure that someone can get from inhaling toxins that we are not ever sure they are into their body. This one last reason is really the reason that makes a lot of difference. This is a decision that that getting it right becomes bigger than life . Pay attention. If you decide today that I AM GOING TO BE A NON SMOKER. I have already had my last cigarette. I am tired of stinking. I am done with throwing money away. I am tired of rejection from beatiful women that like me but not my cigarettes. I am not burning a hole in my car upholstery ever again. Here is the main reason you want to smoke and Phillip Morris wants you to think that is a good decision. The entire tobacco industry is depending on you to make the wrong decision. Here it is. Read this sentence at least twice. IF you continue to smoke , your offspring, that beautiful child that thinks you are the king of the Universe is five hundred times more likely to smoke than if you don't. You know this. it does not matter what you say. It matters what you do. Stop smoking now before your kids, your loved ones, the most special people in your life are looking to you every in every way to know what is right. If you smoke you will raise smokers. If you lie, you will raise liars. If you are bold you will raise bold children to be bold adults. You can't tell you kids to be frugal if you are not. I don't make the rules. I know what they are . Responsible people raise responsible children to be responsible adults. Honest people raise honest kids. SMOKERS RAISE SMOKERS. If smoking were not cool, my dad would not do it. If you smoke you kids will not only smoke , they will be hard to convince that it is anything other than ok. It is not only not ok. Smoking is awful. Do not encouage your kids to smoke. You know this is a wrong decision. Be certain that your children don't make that decision. It will lead him or her down the the wrong road. Would you agreee that this is not open for discussion? It is a fact. Any other outcome is is just luck. If you smoke cigarettes it is very likely that your children will grow up to be " Just like Dad" If you do not smoke cigarettes it is likely that your kids will grow up to be "Just like Dad". Decide now. Do you want to raise smokers? Do you want to raise non smokers? This road is very clear ahead. If you make the wrong decision, you and your children will go down the wrong road. If you make the right decison, you and your wonderful delightful kids will go down the right road. Life is better when you start on the right road. Which road do you want your kids to start on?
If you want you children to grow up to be smokers, keep sucking on that tube of burning tobacco. It is such a rush. WOW. If you don't want you kids to be smokers, Stop that nasty habit today.
Is it easy? Once you get that why understood, it does become easier. At a seminar once I heard a great illustration . The seminar leader ask for a volenteer to come to the front of the room. He had 2 x 12 board on the floor. He asked his volenter to walk the 10 feet from on end to the other without falling off. The volenteer did. We gave him a round of applause. Then the leader asked if that board was between two thirty story buildings , would he try again if we promised him another round of applause. The volenteer chuckled and told the leader,"No" The leader asked him, "Why" He said and this is hard to disagree with, " There would be a lot of risk and and tiny reward.". I was certain the seminar leader was ask him next if he would attempt it for a million bucks. He did not ask the question I was expecting. The leader asked him, "What if your ten year old daughter was in the other building and the building was on fire?". The volenteer said," I would run across the board" There was his second round of applause. Every person in the audience agrred with him. Stop sucking on cigarettes right now. Your child is in that burning building. He or she needs a good example from Dad. There is only one person in the world that can set that example . Talk is not an example. Actions are example. It does require a little bravery. You are brave. You are smart. You don't need a warning label . You know why folks have always called them coffin nails , cancer sticks etc. You know every word in this article is absolutely true. You know there is no reason to continue smoking and plenty of reason to stop today. Not tomorrow! Tomorrow is for sissies. If you want your kids to be non smokers, today is the only day that matters. Yesterday is water under the bridge. Tomorrow is a dream that may not even happen. TODAY is the only time that matters. Do not ever buy another pack of cigarettes. Right throw that zippo away. Don't give it away. Who would you give it to, your worst enemy? Throw in it the lake. Collect all your ashtrays in the house. Throw then away today. Flush that half empty pack down the toilet NOW, this minute. If you have some full packs at home , go throw them in the street or the storm drain. Make a decision, the best decision of your life. Declare your self a non smoker. Do not wait. Don't delay. Forget tomorrow. Decide now. Need some help deciding. Take a shhet of paper. Draw a line from top to bottom in the middle. Write on the left side " Why I love being a smoker" Write ten reasons. On the right side, Write," Why I love being a non smoker" Start with more money for me , better social life for me. I will never have to hear a good looking lady asked me, "Do you smoke?" and then say a quick goodbye. That will never happen again? I will never waste time again standing outside in a drizzling rain. I will have a longer life. I can expect to have more energy. less anxiety, I will have more friends, more self esteem for me, less litter for me, cheaper life insurance for me, $76000 in my bank to send my NON smoking kids to college. Write all of these on the other side. Stop being a sucker. Every decision every day leads you down the right road or the wrong road. Make the Big decision now to stay on thr right road. If you make twenty small decisions every day like " Should I light this first cigarette in the morning?" We what answer will take you down the road to non smoking kids? The answer that will take you to that goal is NO. You go flush all your cigarettes down the toilet. That is a decision. By the time you get dressed and out in the traffic, you realize you have gone too far. You stop at the convenice store , look in your wallet and take out ten dollar bill and start toward the door. The guy coming out the door is about ten years older than you. You see that he has a pack of smokes in his hand and is coughing his head off. You offer him the ten, " Would you please accept this ten dollar bill as a gift from me. It is part of an experiment that I am doing. Please take it." He takes your ten bucks. You get back in your car and drive away. You have made two good decisions today. If you can make twenty decisions every day that take you down the non smoker path, it won't be long until it gets easier and easier. You can stop right now if you want to. Your kids want you to be a non smoker too. If you need any help, contact me. I know how to do .. I know how to teach you how to do it.
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