On December 29, 2014 in Asheville, North Carolina, I passed my North Carolina real estate exam. I have been teaching real estate license classes in Florida for thirty years. The North Carolina test is far tougher than Florida.
Yesterday, January fifth, I ran into one of my classmates. She told me that she failed the real estate school test. Yikes! That is an expensive mistake. When you fail the North Carolina real estate exam, you just have to pay a $90 fee and go take it again. When you fail the real estate school exam twice you have to sit through the seventy five hour class again and pay $250 for the opportunity. Don't fail the real estate school test. Pass that test the first time.
One of the ways you can avoid failing the real estate school test is to watch the free North Carolina real estate math videos that I have posted on You Tube. https://www.youtube.com/watch?v=wp0blrLu9xs The real estate school test and the North Carolina Real Estate Commission exam is fifteen per cent math. You better know how to do the math. There is no better way to learn it than to watch my videos. There are ten of them. They all have the word North Carolina in the title. The videos are free. Did I say free? They are free, nada, nothing, zero,zilch, no money. All you have to do is put in the effort to watch them. Instead of watching TV, watch my videos if you are soon taking the North Carolina real estate exam. Did I mention they are free. Google Ron Climer North Carolina real estate math help. It is free.
After you pass the North Carolina real estate exam, if you are looking for a great opportunity to make money selling real estate near Hendersonville, call me at 828 440 1064. I work at Keller Williams Realty Mountain Partners ( www.hendersonvillekw.com ) I am involved with the recruiting efforts. If you would like someone that knows how to sell real estate show you how to sell real estate , call me, Ron Climer. While you are on You Tube, watch some of my training videos.They won't help you pass the exam, but they will teach you how to make money.
www.ronclimer.com
Tuesday, January 6, 2015
Sunday, January 4, 2015
In Hendersonville, North Carolina Will The Real Estate Seller Take Less Than Asking Price?
Will the seller take less than the asking price for this house in Hendersonville, North Carolina? This is a question that Realtors are often asked by lookers and buyers. A smart Realtor will answer that question by suggesting that the buyer make an offer. Looking at houses for sale in Hendersonville, North Carolina is no fun whether you are a buyer or a Realtor. What is fun is buying a house in Hendersonville or Flat Rock or Tryon. Buying is fun.
If your Realtor has shown you a $1,000,000 house, he must believe that you can afford a million dollar house. You must believe that you can afford a million dollar house or you would not be wasting your time looking at it. The problem is that you believe, for some reason, that THIS house is not worth $1,000,000. Don't waste your time asking the Realtor if the seller will take less than the asking price. Let's cut to the chase. Tell the Realtor what you are willing to buy it for right now. Would you buy this house for $900,000? If you would, tell the Realtor. Don't make him guess and beg you to give him this vital information. Tell Mr. Realtor that you are ready, willing and able to buy this house today for $900,000. If you make your $900,000 offer and the seller says no, keep looking.
Ask your Realtor," Can we make this offer and keep looking?". I am sure he will say yes. Your offer doesn't turn into a contract until Mr. Seller does say yes. He will never say yes until you make an offer. If you are a buyer, get over "offer reluctance". If you take the time to look at the house, make an offer. Don't try to guess what the seller is willing to do. Don't try to guess how little the seller will take. Don't lament that the seller is crazy. Don't be mad at your Realtor for showing you overpriced turkeys. Make an offer. If you have this thought," I would buy this house for $875,000", tell your Realtor. He will know what to do.
As a Realtor, I have attended many seminars about how to read the buyer's mind. I don't quite have it mastered yet. Tell your Realtor what you are thinking. If you don't tell him, don't be mad because he doesn't know.
My wife buys antiques. Often she will drive several miles to look at an antique that is advertised for $500. When she gets there, it is nice but it is only worth $300. We have a cliche at the Climer household," You have done the hard part" You have driven to look at the antique. You know it is not worth $500. You have done the hard part. Do the easy part. Make an offer. You can be sure that she does offer the owner $300. He can say yes or he can say no. Often he says no and calls back six weeks later and says yes. Does that happen in real estate ? Yes, it does. Make an offer. You have done the hard part.
If you are looking to buy or sell real estate in western North Carolina, contact Ron Climer at www.ronclimer.com or call me at 828 290 1000. That is the phone number for Keller Williams Mountain Partners, a real estate company that puts the customer's interest first. www.hendersonvillekw.com
If your Realtor has shown you a $1,000,000 house, he must believe that you can afford a million dollar house. You must believe that you can afford a million dollar house or you would not be wasting your time looking at it. The problem is that you believe, for some reason, that THIS house is not worth $1,000,000. Don't waste your time asking the Realtor if the seller will take less than the asking price. Let's cut to the chase. Tell the Realtor what you are willing to buy it for right now. Would you buy this house for $900,000? If you would, tell the Realtor. Don't make him guess and beg you to give him this vital information. Tell Mr. Realtor that you are ready, willing and able to buy this house today for $900,000. If you make your $900,000 offer and the seller says no, keep looking.
Ask your Realtor," Can we make this offer and keep looking?". I am sure he will say yes. Your offer doesn't turn into a contract until Mr. Seller does say yes. He will never say yes until you make an offer. If you are a buyer, get over "offer reluctance". If you take the time to look at the house, make an offer. Don't try to guess what the seller is willing to do. Don't try to guess how little the seller will take. Don't lament that the seller is crazy. Don't be mad at your Realtor for showing you overpriced turkeys. Make an offer. If you have this thought," I would buy this house for $875,000", tell your Realtor. He will know what to do.
As a Realtor, I have attended many seminars about how to read the buyer's mind. I don't quite have it mastered yet. Tell your Realtor what you are thinking. If you don't tell him, don't be mad because he doesn't know.
My wife buys antiques. Often she will drive several miles to look at an antique that is advertised for $500. When she gets there, it is nice but it is only worth $300. We have a cliche at the Climer household," You have done the hard part" You have driven to look at the antique. You know it is not worth $500. You have done the hard part. Do the easy part. Make an offer. You can be sure that she does offer the owner $300. He can say yes or he can say no. Often he says no and calls back six weeks later and says yes. Does that happen in real estate ? Yes, it does. Make an offer. You have done the hard part.
If you are looking to buy or sell real estate in western North Carolina, contact Ron Climer at www.ronclimer.com or call me at 828 290 1000. That is the phone number for Keller Williams Mountain Partners, a real estate company that puts the customer's interest first. www.hendersonvillekw.com
Can The Owner Finance The House in Hendersonville, North Carolina ?
The easiest way to get your house sold is to hold the mortgage for your buyer. This is simple as pie. Lets assume Mr. Seller has his free and clear house for sale for $100,000. Mr. Buyer makes him an offer to buy it if he will take $30,000 down payment and hold a purchase money mortgage for $70,000 at 6% interest with payments of $500 per month. How could Mr. Seller go wrong? What are the odds that Mr. Buyer will default on this mortgage? Pretty slim. If Mr. Seller is reluctant, Mr. Seller could ask for $40,000 down and hold a $60,000 mortgage at 6% with $500 per month payments. Where could Mr. Seller invest that money at a 6% safe return in today's world? This is a good deal for Mr. Seller and Mr. Buyer.
What is the advantage to the seller? His property is sold. He has a $500 per month income. What is the advantage to the buyer? He doesn't have to get the property appraised and surveyed and beg the bank to loan him the money and pay them $3000 in junkola fees. Also read my other article about owner held mortgages. http://ronclimer.blogspot.com/2013/04/seven-reasons-why-i-love-owner-financing.html What is the advantage to the Realtor? We are sitting at the closing table a week after contract. You gotta love that.
Why don't more buyers buy this way? Why don't more sellers sell this way? Because they don't understand it. Their Realtor doesn't understand it . Cash is easy to understand but is often hard to find. Owner financing will solve every one's problem. If you have any questions about owner financing or any aspects of a real estate transactions, call Ron Climer at 828 290 1000. The more you know, the easier it is to sell or buy real estate . If I can help you get your real estate sold or help you buy some real estate , contact me. www.ronclimer.com www.hendersonvillekw.com
If you prefer a video explanation https://www.youtube.com/watch?v=pRyWo--Wg0I
What is the advantage to the seller? His property is sold. He has a $500 per month income. What is the advantage to the buyer? He doesn't have to get the property appraised and surveyed and beg the bank to loan him the money and pay them $3000 in junkola fees. Also read my other article about owner held mortgages. http://ronclimer.blogspot.com/2013/04/seven-reasons-why-i-love-owner-financing.html What is the advantage to the Realtor? We are sitting at the closing table a week after contract. You gotta love that.
Why don't more buyers buy this way? Why don't more sellers sell this way? Because they don't understand it. Their Realtor doesn't understand it . Cash is easy to understand but is often hard to find. Owner financing will solve every one's problem. If you have any questions about owner financing or any aspects of a real estate transactions, call Ron Climer at 828 290 1000. The more you know, the easier it is to sell or buy real estate . If I can help you get your real estate sold or help you buy some real estate , contact me. www.ronclimer.com www.hendersonvillekw.com
If you prefer a video explanation https://www.youtube.com/watch?v=pRyWo--Wg0I
The Best Real Estate Agent In Hendersonville, North Carolina
What would constitute the best real estate agent in Hendersonville, North Carolina for you? Would you want a real estate agent that listens to your needs and desires? Would you want a real estate agent that is honest? Would you want a real estate agent that shows up on time for your appointment? Would you want a real estate agent that returns your phone calls? Would you want an agent that keeps your needs foremost in mind in a real estate transaction? Would you want a real estate agent that answers your questions? Would you want a real estate agent that does things your way? Would you want a real estate agent that makes the house selling and home buying process fun, easy and stress free? Would you want a real estate agent that understands financing? https://www.youtube.com/watch?v=pRyWo--Wg0I
If you answered yes to most of those questions, Ron Climer at Keller Williams Mountain Properties www.hendersonvillekw.com is probably the best real estate agent for you. If you have a property for sale or want to buy some real estate, call Ron at 828 290 1000. Ron will return your call promptly. You will have a fun easy, real estate transaction. www.ronclimer.com
If you answered yes to most of those questions, Ron Climer at Keller Williams Mountain Properties www.hendersonvillekw.com is probably the best real estate agent for you. If you have a property for sale or want to buy some real estate, call Ron at 828 290 1000. Ron will return your call promptly. You will have a fun easy, real estate transaction. www.ronclimer.com
Monday, December 29, 2014
At AMP, How To Get The Easy North Carolina Real Estate Exam
If there was a way that you could be assured of passing your North Carolina real estate exam the first time, would you want to know about it? I took my North Carolina real estate exam this morning at the AMP center at 1300 Patton Ave in Asheville, North Carolina. I passed. I passed because I had the easy test.
If you want to get the easy real estate exam at the AMP test center, I will tell you how to do that. The clerk at the AMP test center is the one that decides who gets the easy real estate test and who gets the hard real estate exam. Use your head. Be sure the clerk likes you. How do you do that?
What is the best way to be sure that anyone likes you? Show up with chocolates. Walk in with a small box of chocolates. Give them to the clerk. You have invested $500 in North Carolina real estate school tuition. You have paid $64 to the North Carolina Real Estate Commission to apply for a North Carolina real estate license. You paid $51 for a background check. You paid $30 to AMP for the privilege of taking the North Carolina real estate exam. You may have also bought some other education to prepare you for the North Carolina real estate exam. Why not invest another five dollars in a box of chocolates for the AMP clerk? They don't have to be Godiva Chocolates. They could be.
When you show up on time to take your North Carolina real estate test with a smile on your face and a compliment on your lips and a box of chocolates in your hand, that clerk is going to like you. Don't you agree? If you show up empty handed with a cell phone in your pocket and a little bit of negative attitude and not a kind word for anyone, how do you think that clerk is going to feel about you? Get ready for the hard test. If you want the easy real estate exam, just remember, candy is dandy.
There is a couple of other things you can do to be certain you get the easy real estate exam. Study. Study. Study. This North Carolina real estate test is no joke. You better be studying. Study morning noon and night. You could watch the twelve North Carolina real estate math videos that I have posted on You Tube. Here is a link to one of them. https://www.youtube.com/watch?v=wp0blrLu9xs There are eleven more of these on You Tube. Three of these videos have the phrase "for my classmates" in the title. These are the questions that we suspected were going to be on our real estate school test. All of the videos have the word North Carolina in the title. If you will watch these videos and do the math along with me, that will help you in your quest to get the easy exam. If you understand the math, the North Carolina real estate exam is easier.
One of my classmates asked me if it was possible to over study. If you pass, you know that you over studied. Do not underestimate this North Carolina real estate exam. It is no joke. Here is my final advice:
Show up on time
Show up with a smile
Show up with candy
Show up with a compliment
That is good advice for any appointment. Don't you agree?
www.ronclimer.com
If you want to get the easy real estate exam at the AMP test center, I will tell you how to do that. The clerk at the AMP test center is the one that decides who gets the easy real estate test and who gets the hard real estate exam. Use your head. Be sure the clerk likes you. How do you do that?
What is the best way to be sure that anyone likes you? Show up with chocolates. Walk in with a small box of chocolates. Give them to the clerk. You have invested $500 in North Carolina real estate school tuition. You have paid $64 to the North Carolina Real Estate Commission to apply for a North Carolina real estate license. You paid $51 for a background check. You paid $30 to AMP for the privilege of taking the North Carolina real estate exam. You may have also bought some other education to prepare you for the North Carolina real estate exam. Why not invest another five dollars in a box of chocolates for the AMP clerk? They don't have to be Godiva Chocolates. They could be.
When you show up on time to take your North Carolina real estate test with a smile on your face and a compliment on your lips and a box of chocolates in your hand, that clerk is going to like you. Don't you agree? If you show up empty handed with a cell phone in your pocket and a little bit of negative attitude and not a kind word for anyone, how do you think that clerk is going to feel about you? Get ready for the hard test. If you want the easy real estate exam, just remember, candy is dandy.
There is a couple of other things you can do to be certain you get the easy real estate exam. Study. Study. Study. This North Carolina real estate test is no joke. You better be studying. Study morning noon and night. You could watch the twelve North Carolina real estate math videos that I have posted on You Tube. Here is a link to one of them. https://www.youtube.com/watch?v=wp0blrLu9xs There are eleven more of these on You Tube. Three of these videos have the phrase "for my classmates" in the title. These are the questions that we suspected were going to be on our real estate school test. All of the videos have the word North Carolina in the title. If you will watch these videos and do the math along with me, that will help you in your quest to get the easy exam. If you understand the math, the North Carolina real estate exam is easier.
One of my classmates asked me if it was possible to over study. If you pass, you know that you over studied. Do not underestimate this North Carolina real estate exam. It is no joke. Here is my final advice:
Show up on time
Show up with a smile
Show up with candy
Show up with a compliment
That is good advice for any appointment. Don't you agree?
www.ronclimer.com
Tuesday, December 9, 2014
North Carolina Real Estate School, Pass The First Time.
Yesterday at real estate school in North Carolina, our instructor went over the math questions that he felt were likely to be on our real estate school exam. I know that many of my classmates are struggling with the North Carolina real estate math. Today, I have posted three videos on You Tube to help my classmates better understand these few problems. https://www.youtube.com/watch?v=zoF740ggw9E Here is a link to North Carolina Real Estate for my classmates math one. On this video, I explain capitalization rate . We have to be able to compute capitalization rate. We also have to be able to explain equity dividend rate. That is explained in this video. We also have to be able to compute before tax cash flow. That is in the video number one.
Here is a link to North Carolina real estate math for my classmates two. https://www.youtube.com/watch?v=DAX8VxAGkrI Video two explains how to compute total interest paid on a loan. It also shows you how to compute principal balance of a loan after one payment. The cost approach for unique properties in explained in this video.
North Carolina real estate math for my classmates video three https://www.youtube.com/watch?v=kAFMQEIkQFI explains the comparable sales approach to real estate appraising houses. A pro rate HOA dues that are paid in advance problem is in this video.
If you need a little help with the North Carolina real estate math, watch these three videos. I have ten other real estate math videos. The problem with learning math in a classroom is that the teacher goes to fast for half the students and too slow for half the students. You won't have to watch me long to know that I teach slow. On the North Carolina real estate exam, there is no prize for speed . The prize is for accuracy. When you are watching a video, you can always hit pause. No one wants to ask a question in a classroom. People don't ask questions even when they don't understand.
After you have passed your real estate school exam, you may want to watch some of my other videos about North Carolina real estate math. You folks from out of state that are not going to real estate school, you better know the rates for excise tax. It is different than it is in your state. Your "street knowledge" is not going to help you at all.. You have to be able to completely fill out a closing statement (HUD 1). I am sure you have lots of everyday experience with that. You have to know who '"traditionally" pays for each expense like the survey etc. Your everyday experience is not going to help you much on the North Carolina real estate exam.
Good luck. If I can help you pass your North Carolina real estate exam, contact me at www.ronclimer.com
Here is a link to North Carolina real estate math for my classmates two. https://www.youtube.com/watch?v=DAX8VxAGkrI Video two explains how to compute total interest paid on a loan. It also shows you how to compute principal balance of a loan after one payment. The cost approach for unique properties in explained in this video.
North Carolina real estate math for my classmates video three https://www.youtube.com/watch?v=kAFMQEIkQFI explains the comparable sales approach to real estate appraising houses. A pro rate HOA dues that are paid in advance problem is in this video.
If you need a little help with the North Carolina real estate math, watch these three videos. I have ten other real estate math videos. The problem with learning math in a classroom is that the teacher goes to fast for half the students and too slow for half the students. You won't have to watch me long to know that I teach slow. On the North Carolina real estate exam, there is no prize for speed . The prize is for accuracy. When you are watching a video, you can always hit pause. No one wants to ask a question in a classroom. People don't ask questions even when they don't understand.
After you have passed your real estate school exam, you may want to watch some of my other videos about North Carolina real estate math. You folks from out of state that are not going to real estate school, you better know the rates for excise tax. It is different than it is in your state. Your "street knowledge" is not going to help you at all.. You have to be able to completely fill out a closing statement (HUD 1). I am sure you have lots of everyday experience with that. You have to know who '"traditionally" pays for each expense like the survey etc. Your everyday experience is not going to help you much on the North Carolina real estate exam.
Good luck. If I can help you pass your North Carolina real estate exam, contact me at www.ronclimer.com
Friday, December 5, 2014
Firewood Delivered In Hendersonville, North Carolina
Since I don't have a firewood burning fireplace, I never realized how difficult it is to get firewood delivered with reliability. Apparently, many people will promise to deliver firewood and not show up .
Kathy, a friend of mine was at my house recently lamenting how hard it is to get fire wood delivered. I told her about another friend, Ray, that delivers firewood to Hendersonville and Tryon and Saluda and Flat Rock and Fletcher and Columbus and Asheville and just about anywhere else in Henderson county or Polk county.
She called Ray at 828 674 7023 and asked him to deliver some firewood to her house in Lynn, North Carolina. Ray was at her house that same day with a load of firewood. I reckon that is not the service that she got from her previous supplier. She called me and thanked me for recommending Ray. She said the price was right. The prompt firewood delivery was very appreciated.
If you are in western North Carolina and need some firewood delivered, call Ray at 828 674 7023. You will like the price. You will love the reliability.
Kathy, a friend of mine was at my house recently lamenting how hard it is to get fire wood delivered. I told her about another friend, Ray, that delivers firewood to Hendersonville and Tryon and Saluda and Flat Rock and Fletcher and Columbus and Asheville and just about anywhere else in Henderson county or Polk county.
She called Ray at 828 674 7023 and asked him to deliver some firewood to her house in Lynn, North Carolina. Ray was at her house that same day with a load of firewood. I reckon that is not the service that she got from her previous supplier. She called me and thanked me for recommending Ray. She said the price was right. The prompt firewood delivery was very appreciated.
If you are in western North Carolina and need some firewood delivered, call Ray at 828 674 7023. You will like the price. You will love the reliability.
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