Showing posts with label Ron Climer. Show all posts
Showing posts with label Ron Climer. Show all posts

Friday, October 9, 2020

Use Donald Trump's Tax Reduction Tools So You Will Pay No Taxes

 It has been reported in the news lately that in recent years, Donald Trump paid only $750 in taxes to the IRS.  How can this be?

Would it surprise you to learn that interest paid on a mortgage is tax deductible?  How much is the annual interest on four hundred million dollars?   Trump pays mortgage interest.  He does not owe tax on the money he pays as interest.  If you owned some rental property, and if you were paying interest on a mortgage on that rental property, those interest payments would be tax deductible.  

Do you know what is better than tax deductible interest?  DEPRECIATION, the real estate owner's ultimate tax deduction.  Interest paid on a mortgage is tax deductible.  Trump probably pays twenty million a year in interest.  He does not have to pay taxes to the IRS on that money.  He does have to have income to pay that interest.  

Depreciation is better than that!  If Trump owns five hundred million dollars worth of real estate, he can write off (as an expense) depreciation of about thirteen million per year just as if he is paying the thirteen million to someone.  Who is he paying it to?  Nobody!  What a loophole.  

Let  me help you pay less taxes.
You do not have to be Donald Trump or General Motors to benefit from this wonderful tax benefit called depreciation to keep money in your pocket instead of paying it to the IRS.  

If you are a forty year old employee earning $100,000 per year salary, you are probably paying taxes to the IRS.  You could buy  yourself a duplex for $250,000,  You could put $25,000 down and get a $225,000 mortgage.  The rent could make the payments.  Time and inflation would cause the property to increase in value.  As you made the payments with the rent money, your equity would grow every month as your principal payments reduced your mortgage amount.  The interest would be tax deductible.  

Just like Trump, every year you could write off about $7200 in depreciation.  You could tell the IRS that you had this depreciation expense.  Who are you paying the $7200 to?  Nobody.  It works for Trump.  It will work for you.  

If you are currently paying money to the IRS, there is no better way to reduce your tax bill than writing off some depreciation on rental property.  Call me, Ron Climer, Realtor at 828 755 6996.  I will help you buy your first rental property.  Real estate is the ideal investment.   Watch this short video.   

If you do this when you are forty, thirty years later you will be seventy.  You will ask yourself," Where did the time go?".  Now, your first investment property is paid for.  It is free and clear.  Not only that, it has doubled in value.  The rent has also doubled.  Owning real estate is wonderful.  What a retirement program!  

Wednesday, June 24, 2020

The More Prospects You Talk To, The More Listings You Get

The most basic rule of salesmanship is, "The more people you talk to, the more people you sell.".  If you want to list ten houses in a month, you likely need to make ten listing presentatons.

Many new Realtors only see two prospects per month.  Then they wonder why they are not listing five houses per month.  Here is the rule.  You have to get face to face eyeball to eyeball belly to belly with a prospect to get a listing.  You have to sit down at Mr. and Mrs. Seller's kitchen table and tell them why they should list with you.  In today's world their kitchen table might be a Zoom meeting.  Face to face is still best.

If you do this really really well, maybe eight out of ten will list with you.  If you are average, five out of ten will list.  If you are mediocre, two out of ten will say yes.  How many presentations did you make last month?  If your answer is two and none listed, here are your choices.
Make more listing presentations.  You will get more listings

Make a lot more presentations per month or improve your presentation or learn to live on a strict budget.  Please start thinking in terms of " How many listing presentations have I made today?".

If you will make one listing presentation every day to a seller, you will make a nice living in real estate.  Do you suppose that you might get pretty good at making listing presentations with all that practice?  Do you reckon maybe you might get good at answering objections? If you need help answering objections, watch this.  https://www.youtube.com/watch?v=L7KlVi2Ic8Y&t=1222s 
The good news is as your presentation skills improve, you will hear less objections.  Pretty soon, your most common question will be,"Where do I sign?".

Choose to make more listing presentations.  To whom do you make presentations?  SELLERS!  Lots of people woke up today in your marketplace and decided to sell their house.  Will they call you?

If they received your "just listed" postcard last week that you mailed out when you listed their neighbor's house two blocks away, they probably will call you.  Maybe it was seeing your new sign that prompted them to think about moving.  Why would any Realtor anywhere list a house and NOT mail out two hundred "just listed"postcards to the neighbors?

Why wouuld any Realtor anywhere sign a bilateral contract between a buyer and a seller and NOT mail out two hundred "just sold" postcards to the neighbors? Why indeed?

Why would any Realtor anywhere leave a closing and NOT mail out two hundred "just sold" postcards to the neighbors again?  Could it be because...... Well I can not think of a reason but please leave me your excuse in the comments.  Ron, I did not mail out "just sold" postcards to the neighbors because..........

If you do mail out "just listed  and "just sold"  postcards to the neighbors , someone will call you and say," We have been thinking of selling.  Can you help us?"  This s called prospecting or lead generation.  The person that called is called a prospect.  What is a prospect?

A prospect is "someone that needs or wants your product,the services of a Realtor, can afford it, and will likely buy it from you or your competitor within aa reasonable time period".

What if you also mailed out a similar postcard to all the EXPIRED LISTINGS in your MLS every day?  Would they call you?  Are they prospects?  Well let's see.  They need the services of  a Realtor.  Their motivation has increased since they listed with Nogood Realty six months ago.  They are now living five hundred miles away.  They are making payments on their new house.  They are still making payments on their old empty house.  Will they call you?  Yes indeed they will call you.  They will ask you, "Can you get my house sold?".  Can you take it from there?

Mr and Mrs. Out of Town Seller are called red hot prospects.  If none of them are calling
 you now, it is because you are not investing fifty cents to mail them a post card.

If you are not listing,at least, two houses per month, you need to be making more presentations.  You need to be prospecting more.  This is top priority.  This is more important than the Board of Realtors luncheon.  This is more important than you child's  soccer  game.  This s more important than your club meeting  Call a prospect today.

If you live in central Florida and need to get a real estate license or take a post license course, check out  https://demetreerealestateschool.com/  When you call, guess who answers the phone. 

Tuesday, March 24, 2020

A Letter To My Recent Real Estate School Graduates

As a recent real estate school graduate, you have an abundance of choices where you start your real estate career.  Your best bet is probably Keller Williams Realty. 

Ask yourself why did you choose to get your real estate license.  I will bet that the answer to that question is to make more money.  Another answer to this question is to have a more flexible schedule.  If you currently work at a JOB where your boss tells you to show up at 8 and stay until 5, that is not very flexible.  Your kids tell you about Mr. Johnson that comes to all the soccer games.  You have never been to one of your kid's afternoon soccer games.  As long as you have that JOB, you never will attend a game.  Also, you have to work every other Saturday. 

At Keller Williams Realty, we call it quality of life.  You decide your schedule.  You decide how much money you make.  You decide which customers you work with and which ones you don't.  You take more control of your work decisions. 

It is not a JOB.  It is a business opportunity.  At Keller Williams Realty, we have some real estate agents making $200,000 per year in income.  Just a few feet away in the same office  is another real estate agent making $25,000 per year. 

We know the difference.  We know how to help you understand the difference.  Keller Williams Realty has the best training in the real estate industry. 

Most of us that have been here a few years believe that it is not the money or the training or the advanced technology that creates a winning atmosphere at Keller Williams Realty.  It is a combination of many things that we call "culture".

Imagine a real estate company where there is a true incentive for agents to work together and care about each other.  Every real estate agent is valued the same because of the KW pay structure.  That is Keller Williams Realty.  It is a wonderful system. 
Call me.  Let's talk about your new career. 

If you are soon to interview with a real estate sales manager and choose a real estate company to align yourself with, please call me and let me introduce you to the team leader here in Hendersonville or at a Keller Williams office near you.  My phone is 828 755 6996 and my email is ronclimer@yahoo.com.  Contact me.  At every Keller Williams Realty office in America, we receive an incentive for helping the company grow with new productive people.  Over time this can turn into a significant amount of passive income for you.  This opportunity will be available to you the first day you are with the company. 

Good luck and study hard for your state exam.  You have to pass that before anything else starts to work.  Expect a phone call from me unless I don't have your number. You have to call me.  Please do not underestimate the state exam. 

If you are in North Carolina, read the "comments".  https://www.youtube.com/watch?

v=iaPLEyKzX24

Learn the math.  It is 10% of the exam.  https://www.youtube.com/watch?v=bMdJ-2iHepM 

Listen to the CDs

Read the textbook

Take the chocolates.

Pass the exam the FIRST time @ $164 per opportunity. 

Watch these study tips.  https://www.youtube.com/watch?v=wbQJqrPOmfU

Sunday, March 22, 2020

North Carolina On Line Real Estate Class in Hendersonville.

The bad news is the good news.  The bad news is Corona virus is making it impossible to teach live in person real estate classes.  The good news is that, under an emergency rule, the North Carolina Real Estate Commission www.ncrec.gov is allowing First Real Estate School in Hendersonville to teach a on line "synchronus" real estate class via ZOOM. 

If you are not familiar with this, the instructor teaches the class to an empty classroom.  The student is at home with his computer and his link to the instructor.  The student can raise their hand and ask a question.  The student can see the teacher and the teacher can see the student. This is not recorded.  It happens in real time. 
Join us for our first on line real estate class

First Real Estate School www.firstrealestateschool.com  in Hendersonville will teach their first pre license class starting April 7, 2020 at 6 PM until 10 PM.  The tuition is $300.  This includes a textbook.  If you want to get a real estate license but have been hampered by babysitting problems or you live seventy five miles from the nearest real estate school, here is the solution.  You could live in Miami or Maine and take this course.  As long as you have the MUTE button turned on, no one will care that your child is with you. 

Check out First Real Estate School.  Read our Google reviews.  If you are considering attending real estate school, join us.  This is a temporary emergency rule change that may or may not continue when the crisis is over.  If you have questions, call 828 440 1064 . 

Selling real estate is such a wonderful way to make a really nice living.  You can make your own schedule.  You can create passive income.  You can work hard or not so hard depending on your needs and desires.  Call me.

Monday, March 2, 2020

Real Estate Class in Hendersonville, North Carolina in April, 2020

First Real Estate School in Hendersonville, North Carolina will teach a 75 hour pre license real estate  class beginning on April 7, 2020 for people that want to get their North Carolina real estate license.  This class is approved by the North Carolina Real Estate Commission www.ncrec.gov .
Next  real estate class is April 7, 2020


This real estate class will be held at 404 S. Main Street in Hendersonville starting on April 7, 2020.  It will meet for two nights per week (Tuesday and Thursday) until June 9 .  The tuition is $300. Ron Climer is the instructor.  If you need more details, call Ron at 828 440 1064 or check our website at www.firstrealestateschool.com

Earning a living selling real estate is such a wonderful way to earn a living.  The bad news is you earn all of your income on commission.  The good news is you earn all of your income on commission.  Some people earn a mediocre income in real estate.  Some people earn an extraordinary income in real estate.  It just depends on what you want to do.

If you are looking for a career change, join us.  Get your real estate license.  Start earning an extraordinary income in 2020.  

Friday, January 3, 2020

Ron Climer to Teach Florida Real Estate Exam Preparation Course in Daytona Beach in 2020

Ron Climer will teach a Florida 2 day (weekend) state exam review course in Daytona Beach, Florida.  This course is not for credit.  This real estate course is for someone that has already graduated from real estate school either online or in person. The first class will be January 11 and 12 in 2020.  That is Saturday and Sunday.  On Friday night the 10th of January, Ron will teach a FREE real estate math class.

If you are soon taking the Florida real estate exam to get your Florida real estate license from the Florida Real Estate Commission,  http://www.myfloridalicense.com/DBPR/     you need this real estate class.  Forty five out of a hundred real estate license applicants that take this test fail at least one time.  Many real estate license applicants fail it more than once. At $31 per try, passing the Florida real estate exam the first time makes sense to me. The tuition for this real estate class is $100.
Take the Florida Exam Prep Course.  Pass the first time. 

The Friday night real estate math class is free.  If you don't know how to compute documentary stamps on the deed and mortgage OR how to compute balance of an amortized mortgage after two payments OR how to compute number of acres in a lot when given the dimensions OR how to compute the real estate commission of a net listing, you need to learn before you attempt the Florida real estate exam.    Here is a link to that last one. https://www.youtube.com/watch?v=GTh4Ml0rXbQ 

If you can not do the math that is on the Florida real exam, you need to know that the math is ten per cent of the Florida real estate exam.  It is easier to pass with a ten point advantage.  To take this class in Daytona Beach or to get more details, call Ron Climer at 386 236 9280.  To take the class in Orlando, call Karen Climer at 407 493 3974.

This two day exam prep class will prepare you for the Florida real estate exam.  Join us.  Bring a classmate with you.  The tuition includes the book.  

Please join me.  Pass the first time.  If I can help you or answer any questions, contact me at 386 236 9280 or www.firstrealeestateschool.com


Wednesday, September 18, 2019

What Per Cent Pass The North Carolina Real Estate Exam in August 2019?

The North Carolina Real Estate Commission released the pass fail statistics for the real estate exam in August, 2019.  The North Carolina real estate exam is a two part exam.  Eighty questions are on the "national"  portion of the exam.  Forty questions are on the "North Carolina"  portion of the exam.  A real estate license applicant has to pass both sections of the exam before they are awarded a North Carolina real estate license.  It costs $164 EVERY TIME YOU TAKE THE EXAM.

In August, six hundred and thirty six real estate license applicants took the two part North Carolina real estate exam.  Three hundred and fifty five of those applicants passed.  That is a fifty six per cent success rate.  All of these real estate license applicants had passed a real estate course taught by a North Carolina real estate school approved by the North Carolina Real Estate Commission.  Two hundred and eighty one of these real estate exam applicants will be paying $164 to try again before they receive a North Carolina real estate license.

I suggest that if you are soon taking the North Carolina real estate exam, overstudy.  Study a lot.  It is not a mystery what is on the North Carolina real estate exam.  The North Carolina Real Estate Commission publishes a booklet to tell a real estate license applicant EXACTLY what is on the exam.  It is a free download from the Commission's website.  www.ncrec.gov .  Also I have posted a video explaining it at https://www.youtube.com/watch?v=EZFPZGo_DJ4  Download this booklet.  Study what IS on the exam.

On You Tube, I have an explanation of how to do all the math that is on the North Carolina real estate exam.  https://rondclimer.blogspot.com/2017/12/if-this-math-question-were-on-your.html  Please take a minute and read this article.  Here is a link to one of a dozen You Tube videos to help you with the math.  https://www.youtube.com/watch?v=cuHYf3DYhIU  The math is at least ten per cent of your test.  At $164 per try, you can not ignore the math.  Watch the videos. Learn to do the math.
Do not underestimate the North Carolina real estate exam.  

I have published a free practice test right here on this blog.  Take an few minutes and do the test.  Grade yourself.  If you are not making a 90% on that little test, keep studying.  Here is a link to that.
http://rondclimer.blogspot.com/2015/04/real-estate-practice-exam-for-north.html   If you are having trouble making a ninety per cent on this test, KEEP STUDYING.

I have another North Carolina practice test.  The link for it is www.ncreexam.com  .  This exam costs ten dollars.  After you take the test, I give you the answers on video along with an explanation. There is one exam for the national portion and one exam for the North Carolina portion.  Take them both.  If you are not making a ninety, take it again.  You can take it as many times as you like.  Invite you classmates over.  Study together.   Ten dollars is a lot cheaper than $164.   Forty four per cent of the test takers paid $164 to try again.  Pass the first time.

One of the problems with the North Carolina two part exam is that you have to pass both portions.  If you made 100% on the national portion and missed the state portion by one point, you would be paying $164 to take that state portion again.

More people fail the "North Carolina "   portion than the national portion.  Half of the questions from the "North Carolina" portion of the exam come from "The Comments".  This is a free download from the North Carolina Real Estate Commission's website at www.ncrec.gov .  Read "The Comments"  at least ten times.  This is dull reading.  I have read this onto You Tube.  If you would rather listen to me read it, here is a link to the first of seven videos.  It is not fun and interesting but it is certainly absolutely on the exam.  https://www.youtube.com/watch?v=iaPLEyKzX24  Read or watch me read the comments.  This is on the most missed portion of the exam.

If you live anywhere near Hendersonville, attend First Real Estate School.  www.firstrealestateschool.com   If not, watch the math videos.  Read or listen to the comments.  Read your textbook.   Answer the questions in your textbook.  Take my practice exams.  Watch the math videos.  Call me if I can help you.

Wednesday, July 31, 2019

A Little Known Secret about Selling Real Estate

After I had ten years experience selling real state in Orlando, I attended a real estate seminar which was really a sales pitch for Mr. Guru's "advanced course" for real estate investors .  The Guru at the front of the room would get very quiet and say." Let me tell you a little known secret about real estate.".  Then he would tell us some basic fact that I had known for years and I assumed that everyone else knew.

After the meeting was over, I was standing around in the lobby talking with other people that were in attendance.  I was amazed to learn that most of the people there did not know these "little known secrets" that I thought everyone knew.  This was a big lesson for me.

If you are new to real estate sales, there may be things that your sales trainer knows that are so basic that she forgets to mention it. Here is a "little known secret"  for new real estate agents.  Listen carefully.

In order to make money selling real estate, you have to have a prospect ( someone that wants to buy or sell real estate ) to talk to.  Did you get that?  Did you understand that?  Do you believe that?  You have to get face to face eyeball to eyeball toe to toe belly to belly with someone that wants to buy or sell some real estate.

This is simple.  If the sun comes up and the sun goes down without you talking to a prospect, you will not make any money that day.  It is simple.  It is true.

Any sales training course anywhere for new agents will tell their new agents to create a list of every person that you know.  Mail
Send out some mail. Prospects will call you. 
 them a card or letter and ask them to remember me if you need any real estate.

Do you think most new Realtors do this?  NO!  One in a hundred listen to this fabulous advice.  They tell their sales trainer, Oh, I don't know anyone.".  Do you go to church?  Do you belong to a club?  Do you belong to the PTA?  Do you participate in a hobby with other people?  Do you have relatives?  Do you have a doctor, dentist, plumber, mechanic, piano teacher, accountant, yoga coach, butcher , baker or candle stick maker that you do business with?  Send these people a letter. Send them a card.

Why doesn't every new Realtor contact these people?  It is a mystery to me.

If you want to launch your career, mail out two hundred letters to everyone you know.  Here is the strange thing.  You will be flabbergasted and amazed at who calls you.  Some high school friend that you have not spoken to in ten years will call you and wants to buy a house.   Your old boss that fired you five years ago will call you and list his house with you.

If you don't send any mail out, nothing will happen.  DO IT.

If you are interested in starting a new real estate career in Hendersonville, North Carolina, contact me at www.firstrealestateschool.com .  If you are interested in starting a new real estate career in Orlando, Florida contact Karen Climer at www.demetreerealestateschool.com

If you are interested in advancing your current real estate career, send out some mail TODAY.

Friday, May 17, 2019

Selling Real Estate Can Be a Stepping Stone or A Career

     Yesterday, I Googled "Success in real estate".  I was surprised at the quantity of articles about how tough, hard, difficult  it is to be a successful Realtor.  Many of these articles pointed out that as much as 75% of new Realtors don't last five years .  These people were described in many articles as "failures"

     From where I am standing. ( the front of a real estate classroom) these people are not failures.  They are successful.  I see lots of people arrive in a real estate license class from a not so hot place in the socio economic world.  They are working at a $12 per hour J.O.B. They come to First Real Estate School www.firstrealestateschool.com with hopes of changing their economic lives.  They do change their lives.

     Selling real estate is a life long career for many people.  It is a stepping stone or a rung on the ladder of success for others.
Selling real estate can be a stepping stone in your career path

     Many people get into real estate.  They start to earn a nice income.  That turns into an above average income.  That turns into an extraordinary income.  That turns into an opportunity outside of selling real estate.  That person leaves real estate to pursue some other endeavor.  This other endeavor is often NOT another $12 an hour job.  It is a step up from selling real estate.

     To be mildly successful in selling real estate requires a lot of personal development.  You learn as much about persistence, and attitude and budgeting and creativity and leadership  and presentation skills as you do about how to write up a contract or measure square feet in a house.  These new skills and attitudes naturally  propel people to greater heights.

     If these heights are in real estate, that is cool.  If these new heights are in some other field, that is just as cool.  What a person learns from five years of making a living selling real estate on commission will serve that person for the rest of their career.

     Take a look at your current career path.  If it looks like you are income is close to maxing out, consider a career in real estate.  It is a very pleasant way to earn an above average income.  If you are highly motivated, it is a great place to earn an extraordinary income.

     If you are anywhere near Hendersonville, North Carolina, contact me at First Real Estate School.  www.firstrealestateschool.com  I will show you how to start a new real estate career.     

Tuesday, May 14, 2019

Pass Fail Statistics for March, 2019 for North Carolina Real Estate Exam

The North Carolina Real Estate Commission released the pass fail statistics for March 2019.  Seven hundred and eight real estate license applicants took the North Carolina real estate exam at a PSI test at one of the fifteen offices throughout the state.  Three hundred eighty two of those applicants passed.  That is is a 54% pass rate for March of 2019.  Three hundred and twenty six of these real estate license applicants will be back paying $164 to take the test again. 

It is expensive to underestimate the North Carolina real estate exam.  The North Carolina real estate exam is in two parts.  There are eighty questions on the "national"  portion of the exam,  There are forty questions on the "North Carolina" portion of the exam. You have to pass both portions to get a North Carolina real estate broker license.  Lots of real estate broker applicants pass the national portion but fail the "North Carolina" portion.  Those real estate license applicants will be taking the "North Carolina" portion again.  They will pay $164 for that experience. 

In March, two hundred and ninety applicants took the "North Carolina" portion for the second or third or fourth time.  One hundred and seventy five passed.  That is 58%.  They all paid $164.

It is not a secret what is on this test.  The North Carolina Real Estate Commission publishes a booklet titled " Real Estate Licensing in North Carolina" .  Here is a video explaining this more thoroughly.  https://www.youtube.com/watch?v=EZFPZGo_DJ4&t=18s  On page sixteen of this booklet, it tells you exactly what is on the North Carolina real estate exam. 

Over half the questions on the "North Carolina"  portion of the test come from Appendix A in your textbook.  To go pay $164 to take this test without reading Appendix A is foolish.  Appendix A is also called "The Comments".  If you walk out of the exam with a failure notice in your hand, ( You passed the "national".  You failed the "North Carolina"  portion. )  you need to open your textbook before you crank up the car and start reading "The Comments"  and marking things that you saw on your test that you took a few minutes ago.  You will see those same things next time.  Don't go back ( at $164 per try) without knowing how many members of the NCREC must be real estate brokers.  Does that make sense? 
Do not underestimate the North Carolina real estate exam.  

If you find "The Comments" too boring to read, I have read it for you on You Tube.  Here is a link to that.  https://www.youtube.com/watch?v=iaPLEyKzX24  There are seven videos of me reading "The Comments".  Read it.  Listen to me read it or pay $164 to try again.  Understand agency.  It is fifteen questions on the exam.  Read "The Comments".

If you want to know if you are ready for the North Carolina real estate exam, go to my practice test at www.ncreexam.com  .  I have two practice exams, one for the "national" portion of the exam and one for the "North Carolina" portion of the exam.  The tuition is ten dollars per exam.  Invest $10 before you invest $164. 

There is no math on the "North Carolina" portion of the exam.  If you need help with the math, I have a dozen You Tube math videos posted on You Tube.  It is free.  If there is math that you don't know how to do, watch the free real estate math videos.  https://www.youtube.com/watch?v=4HbEwoiVBMY  The "national" portion of the real estate exam is ten per cent math.  It is hard to pass if you can not do the real estate math. 

If First Real Estate School in Hendersonville can help you pass the North Carolina real estate exam, contact us at www.firstrealestateschool.com

After you get your North Carolina real estate license, you may need a good place to start your new career.  I work at Keller Williams Realty in Hendersonville.  Keller Williams Realty is a perfect place to start a new real estate career.  Call me at 828 755 6996 and ask me why.  .  I will put you in touch with a team leader of a Keller Williams office near you.  Call me or email me at ronclimer@yahoo.com

Good luck in your new career.  Pass the exam the next time you take it. 

Friday, May 3, 2019

A Dozen Questions to Ask the Sales Manager on Your First Real Estate Job Interview




1.  What are my required hours?

2.  Do I have to work weekends?

3.   Explain how "desk duty" works.

4.   Explain how the training works.

5.  Explain the commission split using a $200,000 house.  

6.   How much money would I have to earn to be the top earner next year?

7.   If I buy or sell my own house, do I have to pay the company a commission?

8.  Will the company reimburse me my tuition from real estate school?

9.  If I invited my classmate from real estate school to join me here, would I earn a recruiting bonus?

10.  Is there a retirement plan?

11.What company is your toughest competition?  

12.  How much would I need to sell to get 100% commission?  


  

Monday, April 15, 2019

What To Do When You Fail The "North Carolina" Portion of the Real Estate Exam

It costs $164 every time you fail the North Carolina real estate exam.  The North Carolina real estate exam is in two parts.

There are eighty questions on the national portion.  There are forty questions on the "North Carolina" portion.  You have to pass both parts.  You could make a 100% on the national portion and fail the "state" portion.  You will be back taking the "state" portion again.

When you go back to take the "North Carolina" portion for the second time, please pass.  Here are some tips to be certain that you do.

When you failed the "state" portion the first time, did you write down the things that you missed?  If not, please use this suggestion.  When you go back for your second attempt at the North Carolina real estate exam, please leave a legal pad or an audio recorder  on the seat of the car.  If you fail, before you crank up the car, start writing down questions that were on your exam.  You will see those questions again.

If you see a question asking how many members of the NCREC must be real estate brokers, you will likely see that same question again.  If you don't know for certain, be certain that you know the next time you see that question (at $164 per try).  Does that make sense?

My second suggestion is to read the "Comments" also known as Appendix A in your textbook.  There are only forty questions on the "state" portion of the North Carolina real estate exam.  Half of them come right out of the "Comments".  If you find the "Comments" just too boring to read, I have read them for you on You Tube.  Here is a link to the first one. https://www.youtube.com/watch?v=iaPLEyKzX24&t=310s  There are seven of them.  Read the comments five times or listen to me read them five times. The "Comments" are on the exam.
Call me Let me introduce you to our team leader at KW

My third suggestion is take my practice exam at www.ncreexam.com  There are two exams there.  Just take the one for "out of state"  This is just the "North Carolina" portion of the exam.  If you have not yet passed the national portion, take them both.

There are eleven questions on brokerage relationships on the exam.  Read that chapter in the textbook.  Answer all the questions at the end of the chapter.  There are eight questions on agency contracts on the exam.  Read that chapter.  Answer all the questions at the end of that chapter.  There are ten questions on real estate license law and Commission rules on the test.  How do I know this?  The North Carolina Real Estate Commission publishes a booklet, "Real Estate Licensing in North Carolina".  It is re published in your textbook.  It is also a free download on the Commission's website.  www.ncrec.gov  It tells you in the booklet EXACTLY what is on the exam.  My fourth suggestion is read this booklet.  Study what is on the exam.  Here is a link to a video about that.  https://www.youtube.com/watch?v=EZFPZGo_DJ4&t=215s 

When you went the first time to take the North Carolina real estate exam, I will bet that you did not take a small box of chocolate candy for the test monitor.  My fifth suggestion is take a box of chocolates.  Smile and give them to the test monitor and ask her to give you the easy test.  She will laugh and assure that there is no EZ test.  You let me know if that is true.

After you pass the North Carolina real estate exam, you need a real estate firm to go to work for.  Call me at 828 755 6996 or email me at ronclimer@yahoo.com .  I will introduce you to the team leader for the nearest Keller Williams Realty near you.  Keller Williams is a wonderful place to start your career.  Contact me.  You will be glad that you did.

If you are anywhere near Hendersonville, I will introduce you to our team leader at 404 S. Main St.  You will also need post license education.  First Real Estate School has the most fun post license education in North Carolina.  www.firstrealestateschool.com 


Thursday, April 11, 2019

Who Said "Teams Don't Work" in Hendersonville, North Carolina Real Estate?

     In real estate sales, there are dependent business models.  There are independent business models.

     At Keller Williams Realty, we have an interdependent model.  The way our pay plan is structured makes the "team" concept make a lot of sense.

     The team concept is based on the realization that we all have different strengths and "challenges".  It is not unusual for a Realtor to have a very aggressive personality that is comfortable calling cold leads but maybe be less than stellar doing the paper follow up that is critical for success.

    Some Realtors like to list houses and dislike showing houses to finicky, indecisive buyers.  Another Realtor might love potential buyers and dislike sellers that can not acknowledge that their home is not in showcase condition.
Keller Williams Realty is a great place to start your real estate career

     In recent years, the team concept has expanded in the real estate industry.  It seems to be working like a charm.

     The old dependent business model where all the real estate agents split their commissions with the company really does not work well to encourage an agent to be a team leader.  Financial incentive is critical to success.  The old dependent model makes it almost impossible for the team concept to flourish.

     As a new Realtor gets a few years experience, younger agents start to ask them for help and advice.  It becomes obvious that starting a team would be mutually beneficial to the younger agent and the experienced agent.  There is another character in the mix, the company.

     The old dependent business model company needs everyone, the young agent and the experienced agent,  to remain dependent on the company.  That is keep paying thirty per cent of their income to the company.

     This is usually the time that the experienced agent start looking for a better way, a different business model.  The often find Keller Williams Realty.  Then they lament their previous choice which made so much more sense when their income was half what it is now.  As the agent's income grows, the old 70 -30 split makes less and less sense.

     As that agent's income grows, their opportunities grow also at an interdependent company like Keller Williams Realty.

     That experienced agent can start a team'  She can profit from her mentoring efforts.  The inexperienced agent also profits because he has a "sergeant" leading him.  This is a win-win for the young agent and the experienced agent.

     WIN-WIN is the first premise of the Keller Williams Realty belief system. https://www.kw.com/kw/mvvbp.htm

     If you are selling real estate anywhere, call me at 828 755 6996 or email me at ronclimer@yahoo.com .  Let me put you in touch with a Keller Williams Realty team leader near you.

     You may not decide to leave your current company.  You will certainly learn something that will put more money in your pocket.  Call me.

     If you are anywhere near Hendersonville, North Carolina, call me.  If you need a real estate license, check out First Real Estate School at www.firstrealestateschool.com

     Whether on a team or as an individual,  selling real estate is a great way to make a living.

   

Monday, March 18, 2019

Pass Fail Statistics for The North Carolina Real Estate Exam for February 2019

     In February of 2019, four hundred and two real estate license applicants  took the North Carolina real estate exam for the first time.  All of these real estate license applicants passed a seventy five hour  real estate course at an accredited real estate school in North Carolina.  Two hundred and twelve of these applicants passed.  The rest of them will be back at the PSI test center, paying $164 to take the exam again.  That is a 52% pass rate.  If you are an pessimist, that is a 48% failure rate.

     This North Carolina real estate exam is not easy.  It is not inexpensive.  It cost $164 every time you take it.  Overstudying seems like a good idea.

     How do the repeat test takers do? In February, two hundred and two repeat test takers took the North Carolina real estate exam for the second or third or fourth time.  Thirty five exam candidates passed.   They all paid $164 every time they took the North Carolina real estate exam.  That is a 17% pass rate.  This test is not easy.
The North Carolina real estate test is not easy

     It would appear that the repeat exam candidates would do better.  They have already seen the test.  They know how hard it is.  They know that the answers look very similar.  It seems that they would fare better.  This is not true.  What is true is that the applicants that failed underestimated the North Carolina real estate exam.  They think they are ready.

     They think they are ready even though they have not done any practice tests like the one in the back of their real estate textbook or the free practice test that I have posted at http://rondclimer.blogspot.com/2015/04/real-estate-practice-exam-for-north.html  This is free.  This is easy.  This will give any applicant a warning if they need one.  Plenty of applicants go take the exam at $164 per opportunity without taking this FREE practice exam.  Why?  It is a mystery to me.  I have another practice exam at www.ncreexam.com .  You should be making a 95% on my practice exam before you spend $164 to practice at the PSI test center.  Does that seem right to you?  Answer ALL the questions at the end of the chapters in your real estate textbook.

     There is no mystery about what is on the North Carolina real estate exam.  The North Carolina Real Estate Commission publishes a forty page booklet that tells us EXACTLY what is on the real estate exam.  Many real estate exam applicants go pay $164 to take the exam without even glancing at this information in this booklet.  Here is a video that I made with more information about that.  https://www.youtube.com/watch?v=EZFPZGo_DJ4  Check this out.  If you are studying, be certain that you are studying the right thing.

     The North Carolina real estate exam is broken into two parts:  The "national" portion which is one hundred questions and the "North Carolina" portion which is forty questions .  An applicant can make a 100% on one portion and miss the other portion by one point.  That applicant will be paying $164 to take that failed portion again.  This may not seem fair.  That is the way it is.  Far more people fail the North Carolina portion than the national portion.  You either know what the Conner act is or you don't.  You either know what the Machinery act is or you don't.  You either know how many members are on the N.C.R.E.C. or you don't.

     In your textbook in Appendix A, there is about half of what you need to know to pass the North Carolina portion of the test.  Many test candidates go take the exam without reading Appendix A, "The Comments".  Why would anyone do that?  Read "The Comments" in Appendix A in your textbook.  It is boring.  It is dull.  It is on the test.  If you don't want to read it yourself, you can listen to me read it on You Tube at https://www.youtube.com/watch?v=iaPLEyKzX24  There are seven of these videos.  Read it yourself or listen to me read it.  This material is certainly on the North Carolina real estate exam.

     The national portion of the exam is 100 questions.  Fifteen percent of those one hundred questions are math.  An applicant needs to be able to compute interest and equity dividend rate and amortization and excise tax and net listings and commissions.  I have all of the this posted in a series of videos on You Tube.  Any math that is on the North Carolina real estate exam is posted on You Tube.  Watch it at https://www.youtube.com/watch?v=4HbEwoiVBMY&t=58s  Watch the six videos where I am wearing the black T shirt.  Math is fifteen percent of the national portion of the exam.

     Make studying a team sport.  Get together with your classmates.  Share ideas and study aids that you have found online.  Help each other.  Since I work at Keller Williams Realty, this seems natural to me.  We encourage our students to study together and pass together. 

     Here is a super simple obvious tip.  Read the textbook.  There are plenty of test applicants that go take the test ( at $164 per opportunity) when they have not read the textbook.  Yes, I mean read every word of the textbook including the glossary.  Read the textbook.  Turn off the TV.  Turn off Facebook.  Read the textbook.  If you are still in real estate school, read the chapter that you know your instructor will be covering next class session.  Write questions in the margin.  Ask them in class.  Read the real estate textbook. 

     Make yourself some flashcards.  Make a couple of hundred.  Take a 3x5 card.  Write Four things the N.C.R.E.C. can do as punishment on one side of the card.  Put the answer on the back.  Use these all the time until your exam.  Write What are riparian rights on one side of the card.  Put the answer on the back. 

     Study, Study, Study. 

     When you get your North Carolina real estate license, if you're looking for a great place to start your new career, let me personally invite you to interview with Keller Williams Realty.  This is such a pleasant place to work and start a new career.  A new licensee could not ask for better training or peer support.  Please call me at 828 755 6996.  I will have a team leader from an office near you to contact you.  You will thank me later. 

     First things first.  Pass the N.C.R.E.C. exam.  Watch my You Tube videos.  Take my practice exam.  Study.  Study.  Study.  Stay in touch with your classmates.  Gather their contact information while you are still in class.  Call them and congratulate them when they pass. 

     If you are anywhere near Asheville or  Hendersonville, join us at First Real Estate School www.firstrealestateschool.com   for your post license class.  

Tuesday, February 26, 2019

Buy A House For Zero Down in Hendersonville, North Carolina

     I looked in my mailbox at the office this morning.  There was an advertisement from a mortgage company stating that anyone with a credit score of 660 or better can buy a house in Hendersonville, North Carolina with zero down payment.  The loan amount can be up to $484,000..   Here is what I can not understand.  Why would anyone continue to rent knowing this is true? 

     Are there people that do not know that real estate appreciates in value?  Are there people that do not know that twenty years ago in Hendersonville, an average house was less than $100,000?   Are there people that think renting a home is better in some way than owning a home?  Are there young people that think they will NOT need a home to live in in twenty years?
Quit renting.  Own your home.  I can help.  

     If you wonder how much homes will appreciate in the future, consider the past.  Watch this short video that I made in 2012 when an average house in Orlando was $110,000.  That was only seven years ago.  https://www.youtube.com/watch?v=dKaIsTSTsEU

    What is holding YOU back from making a decision to be a homeowner?  In twenty years, would you rather have $100,000 in equity in your home or $100,000 in rent receipts.?   You have to rent or own.  Those are the only two choices.  This seems like a simple decision to me.  Choose wisely.

     If your credit is not so hot, get Dave Ramsey's book from the free library.  Solve that problem.  It is an easy problem to solve once you get started.

     Owning a home is the easiest first step to getting financially better off.  Why delay?

     Call me,  828 755 6996.  Email me,  ronclimer @yahoo.com,  Let me help you buy a home in Hendersonville NOW.  I can refer you to a good Realtor no matter where you are.  Here is a video I made about how to qualify for a mortgage in North Carolina.  https://www.youtube.com/watch?v=Wy1Y7zDO3M4   Qualifying for a mortgage is not a secret, mysterious, difficult process.  The rules are very straightforward.  You can do this.  YOU have to start the process.  Contact me.  I will help.

     My next article is going to be about reasons why people prefer to rent long term.  If you are renting, would you please leave a comment and tell me why you prefer to rent than own.   If you own a home, could you leave  a comment and tell me why you think that has been a good decision for you. 

   

Sunday, February 10, 2019

Looking For a Lay Down, a Unique Prospecting Method For Salespeople

When I was young, I worked in a Buick store in Orlando, Florida.  Selling cars is a good place to learn to sell.  Everyone needs a car.  Everyone is a prospect.  

In the car business, they have their own language.  The term 'Lay Down"  refers to a customer that walks in and is so easy that Bozo the Clown could sell them a car.  They don't need financing.  They don't have any objections.  They are not concerned with the color.  A symptom of a lay down is that they arrive at the dealership in a taxi cab with a insurance check in their shirt pocket.  They have lay downs in every industry.  Maybe other industries do not use that term.  Easy customers are everywhere in all industries.  

After I had gone through my one month training at the Buick store with Henry and learned to sell, ( If you have not read that article, you need to read it. Here is a link http://ronclimer.blogspot.com/2011/04/when-in-doubt-blow-em-out.html )  I found one or two lay downs every month.  

In real estate, we certainly have plenty of lay downs.  If you are not finding your fair share, perhaps it is because you are not looking, prospecting, enough.  If you called fifty expired listings, SURELY there would be one lay down in that group.  
In my youth, I learned a lot about selling at a car store


If you called fifty  forsalebyowners, certainly there would be one lay down among them.  

If you held fifty Open Houses, surely one lay down would walk into one of those open houses.  

If you joined some service club or lead exchange club, surely you would meet one or two lay downs per year.  

If you posted You Tube videos about real estate in your town, maaaaaaybe a lay down would see your video about USDA financing with 1% down payment and call you.  Maybe.  

If you called fifty of your friends and past customers and asked them if they know anyone about to move, perhaps your buddy would refer you to a lay down that lists his house with you.  

If you called fifty foreclosure victims, surely one of them would be glad you called to solve their problem.  

If you did some of the above activities, even if you never met a lay down, you would certainly meet regular prospects that do have a few objections and do need financing and do care about color and neighborhoods etc.  You should be able to sell them.  

Get your fair share of the lay downs.  Call lots of prospects or find a way to make lots of prospects call you.  When the boss walks by and you are sitting at your desk with your headset on and the boss asks if you are lead generating.   Tell her the truth.  " No Boss.  I am looking for a lay down.".    Call a prospect today.  


Tuesday, January 15, 2019

Please Write A Letter to North Carolina Real Estate Commission Repeal 58 H. 0302

     Earlier this month, I received a letter from the North Carolina Real Estate Commission stating that they are considering repealing the rule that requires a new real estate school instructor permit applicant to submit an hour long video of their teaching to be "approved" by the staff of the North Carolina Real Estate Commission.  This is rule 58H .0302.

     As part of their consideration process, the Commission wants to hear from you.  Between January 15 and March 13, 2019, the Commission is accepting written comments from you.  They want to know how you feel.  If you do not know how I feel about this, read my article about my ordeal in 2016.  Here is a link to that.  http://rondclimer.blogspot.com/2016/09/my-process-to-get-my-north-carolina.html   After thirty years of teaching real estate classes in Florida, I applied for a instructor permit in North Carolina.  My video was rejected by the staff of the North Carolina Real Estate Commission three times for silly reasons like like I took my glasses on and off too much and I ended a sentence with a preposition.  It appeared to me that this video approval was some sort of hazing for new instructors.
Write a letter to N.C.R.E.C. Repeal 58H .0302

     Today, in 2019, it appears that the North Carolina Real Estate Commission is considering eliminating this unnecessary, humiliating process.  Just to be certain they know how I feel, I am writing another letter to the N.C.R.E.C. It will be very similar to what I said when I went to speak to them in person. Here is a link to that.  https://rondclimer.blogspot.com/2016/12/the-north-carolina-real-estate.html

     Would you please take a few minutes and write a letter to the N.C.R.E.C. and let them know how you feel.  Ask them to repeal 58 H. 0302.  We do not need video evaluation of new instructors. There are too many young, ambitious real estate instructors that do not have as much tenacity as I do. This video evaluation hazing process has stopped too many real estate instructor careers before they began in North Carolina. .  http://rondclimer.blogspot.com/2018/03/another-real-estate-instructor-career.html

     Please take a few minutes and send a letter by US mail or email public.comment@ncrec.gov to the N.C.R.E.C. at PO Box 17100 in Raleigh, N.C. 27619 or www.ncrec.gov  Help end this discriminatory practice that does nothing to protect the public and does nothing to make North Carolina real estate schools better.

     Thank you.  Mail your letter today. Anyone can mail a letter.  You do not have to be an instructor.  You do not have to be a Realtor.  You do not have to live in North Carolina.   Please leave a comment.  Here are a few more links.

    https://www.youtube.com/watch?v=JPB0ZIwKWk8&t=3s 
    www.firstrealestateschool.com

   

Sunday, November 4, 2018

Tryon, North Carolina Rolling Art Antique Motorcycle and Car Show for 2018

Tryon Rolling Art Antique Motorcycle Show could not have had better weather.  On Saturday November 3, 2018 aboy 200 antique cars and 200 antique motorcycles came to downtown Tryon.

We had Harleys and Hondas and Huscavaras and Triumphs and Ariels and BMW and Suzuki's and Yamahas and Nortons and Indians and BSA and Bultacos and Ducatis
Lots of old bikes in Tryon, N.C.

As I was leaving on my 1981 Honda CB 750,
a guy sitting next to me on a Norton said, "Wow! That electric starter is a nice accessory.".  There were plenty of motorcycles at this show with no electric starter. An equal array of antique cars was on display.  There was Lamborghini, Ferrari, Austin,Packard, Studebaker, Boattail Riviera, 55 T Bird, Super Sport Chevelle, cool Jeeps, and lots of super cool trucks.

If you missed the Tryon Rolling Art antique car and motorcycle show in 2018, put it on your schedule for next year.  https://www.youtube.com/watch?v=1vZVHiFux20  Ride your bike to the show.  Tryon is a tiny little quaint charming delightful friendly town at the bottom of the steepest railroad grade east of the Mississippi, the Saluda Grade.  The railroad and the Pacolet River and  U.S. 176 follow the grade up the mountain to Saluda and Hendersonville.  This is one of the best motorcycle roads in western North Carolina.  http://rondclimer.blogspot.com/2016/02/ride-your-bike-to-pearson-falls-on-us.html
We had old cars, old trucks and old motorcycles in Tryon, N.C. 

If you are coming to Tryon from Asheville, get off that nasty old Interstate 26 at exit 53.  Come down U.S. 176 from Hendersonville through Saluda to Tryon.  It is a fun, beautiful ride.  If you are coming from South Carolina, get off the interstate at Inman and come up U.S. 176 through Landrum into Tryon.  Join us next year.  Bring your antique bike or your modern bike, the one with the electric starter.  Tryon Rolling Art is a great antique bike and car show.
A Harley Davidson K model came in from South Carolina

Wednesday, October 31, 2018

In North Carolina Real Estate, What is Difference Between Post License and Continuing Education?

When a real estate license applicant goes to real estate school and gets a real estate license in North Carolina, that applicant becomes a "provisional broker" We do not have real estate salespersons in North Carolina.

If a person graduated from First Real Estate School and passed the North Carolina real estate exam, that person would be provisional broker until that person has passed three real estate post license classes.   These post license classes are thirty hours each. 
Post license class is fun at First Real Estate School.  

These thirty hour post license real estate  classes are taught by most real estate schools.  A new real estate licensee can take these classes slowly or quickly.  The slow method would have the new licensee take their first post license thirty hour class BEFORE the first anniversary of passing the North Carolina real estate exam.  Before the second anniversary of getting their North Carolina real estate license, the new provisional broker would be required by the North Carolina Real Estate Commission  www.ncrec.gov  to take a second thirty hour  post license course.  Before that provisional broker celebrated his third anniversary of getting his real estate license, he would need to take a third thirty hour post license class.  That is as slow as a new licensee can go through that process. 

If a new real estate provisional broker wanted to go through this process as fast as possible, that new provisional broker could take these three post license classes very soon after getting their real estate license.  Why would a new real estate broker want to do that? 

When that new provisional broker finishes his third post license real estate class, he becomes a full broker.  He could open his own office if he wanted to. 

Simultaneously, once that provisional broker passes the North Carolina real estate exam, another clock begins to tick, the expiration clock that requires CONTINUING EDUCATION.  Every real estate broker, old or new, in North Carolina is required by the North Carolina Real Estate Commission to take eight hours of continuing education every year in addition to the post license requirement required of new provisional brokers.  Yes, I said in addition.  I did not say in lieu of. 

Every real estate broker's license in North Carolina expires on June 30 every year.  Every real estate broker in North Carolina has to take eight hours of continuing education every year.  At least four hours of that education has to be in a classroom with an instructor.  The first time that a provisional broker renews their real estate license, no continuing education is required.  Starting with a provisional broker's second June 30th, eight hours of  continuing education is required to renew that real estate broker's license. 

New real estate provisional brokers need post license AND continuing education.  Old real estate brokers only need continuing education. 

If you live anywhere near Hendersonville, First Real Estate School at 404 S. Main street.  would be happy to help with these educational requirements.  www.firstrealestateschool.com  Check our website.  Join us for postlicense education or continuing education.  

 .

Friday, October 19, 2018

Pass Fail Rate for North Carolina Real Estate Exam for September 2018

Last month, September 2018, four hundred and fifty two real estate license applicants took the North Carolina real estate exam.  All of these real estate license applicants had already passed a test at an accredited real estate school in North Carolina.  Two hundred and fifty eight of the real estate license applicants passed.  That is a 57% pass rate.  The North Carolina real estate exam is no joke. 

If you are soon taking the North Carolina real estate exam.  please do not underestimate this exam like 43% of the real estate license candidates did last month.  This is a $164 mistake.  That is what it costs every time you take the North carolina real estate exam.  Pass it the first time. 

Here is the problem.  Most test candidates study like they want to baaaaaarely pass.  Their goal is to make a seventy two out of a hundred on the national portion and twenty nine out of forty on the North carolina portion.  At $164 per opportunity, you need to study like you want to make 100% on both parts of the exam. 

Read the textbook.  There are lots of students that go take the state test without having read the textbook.  Many students go take the exam without answering the questions at the end of the chapter.  Many students go spend their $164 when they have not done the practice test in the back of the textbook.  Is $164 a lot of money at your house?  What about $164 x 5 ?  Is that a lot of money at your house? 

Last month, one hundred and fifty two repeat test takers took the North Carolina real estate exam.  These real estate license applicants knew how tough this test is.  They have already taken it once or twice or five times.  Twenty three of those repeat  test takers passed.  That is a fifteen per cent pass rate.  If you are going back for an encore performance, may I suggest a few study tips for you? 

Watch ALL of my North Carolina real estate math videos on You Tube.  https://www.youtube.com/watch?v=bMdJ-2iHepM&t=18s   This is free.  It is reasonably easy.  There is no math on the North Carolina real estate exam that I do not have a video for.  The North Carolina real estate exam is fifteen per cent math.  Why would you go take a test that is 15% math when you know there is math on it that you do not know how to do?  Learn to do the math before you go. Read the syllabus for the course that you have already passed.  It tells you exactly what math is on the North Carolina real estate test.  How much money have you budgeted to spend taking this test? 

First Real Estate School in Hendersonville, N.C.
Here is another study tip.  Read the "Comments", Appendix A in the textbook. Seventy five per cent of the questions on the North Carolina portion of the test come straight out of the "Comments"  Read the "Comments" ten times.  If you just can not read this BORING material, I have it posted on You Tube.  I will read it to you.  https://www.youtube.com/watch?v=iaPLEyKzX24&t=14s  This will take six videos.  More students fail the North Carolina portion of the test than the national portion.  Read the "Comments".  Last month, fifty two per cent of repeat test takers taking only the North Carolina portion of the exam (at $164 per try) passed.  Forty eight per cent will be back one more time spending $164 at the PSI test center.  You can not pass the North Carolina portion of the test if you don't know what is in the "Comments". 

Have you tried my free practice test right here on this blog?  http://rondclimer.blogspot.com/2015/04/real-estate-practice-exam-for-north.html  If not, try it before you try thr PSI test at $164 per try.  Have you taken my practice test at www.ncreexam.com  ?  There are two of them, one for the national and one for the state .  Take them both. 

Have you made flashcards? 

Have you taken a state exam review class? 

Are you getting together with your classmates?  http://rondclimer.blogspot.com/2017/12/what-about-those-trick-questions-on.html  Studying together is a fun and effective. 

Please do not underestimate the North Carolina real estate exam.  It is tough by any definition.  The pass rate is dismal.  It is expensive to fail. 

If you live anywhere near Hendersonville in western North Carolina, please accept my invitation to come interview with us at Keller Williams Realty on Main Street.  It is a perfect place to start your new career.  Call me at 828 755 6996.