Friday, April 29, 2016

Real Estate School in Hendersonville, North Carolina

Are you ready to get your North Carolina real estate license?  If you are, you need to attend a 75 hour class approved by the North Carolina Real Estate Commission.  If you live anywhere near Hendersonville, North Carolina, First Real Estate School is your best choice.

The tuition for this pre license real estate course is $300.  The instructor is Ron Climer.  Go to You Tube.  Put in "North Carolina real estate"  and Ron's name.  You can decide for yourself if Ron is a good instructor.  That is important.  The required class is seventy five hours long.  I have posted several videos to help anyone understand the math that is on the North Carolina real estate exam.  Here is a link to one of those videos.  https://www.youtube.com/watch?v=NNi0gxu98cg
First Real Estate School in Hendersonville, North Carolina

The text book that we use is included  in the $300 tuition.  We use "Modern Real Estate Practice in North Carolina"  by Galaty, Alloway, Kyle, and Carpenter.  This is the best textbook for for learning what is on the North Caroina real estate exam.

First Real Estate School teaches what is on the North Carolina real estate exam.  That is what you need to learn no matter where you attend real estate school.

If you live in Hendersonville or Asheville or Black Mountain or Fairview or Arden or Candler or Naples or Saluda or Tryon or Columbus or Lake Lure or Mills River or Mill Spring or Brevard or anywhere near Hendersonville, North Carolina, come to First Real Estate School.  First Real Estate School is the least expensive and the most fun.

We have real estate classes on weekends.  We have real estate classes  at night.  We can teach you what you need to know to pass the North Carolina real estate exam and get your North Carolina real estate license. 
Ron Climer with Keller Williams, instructor at First Real Estate School


Call us at 828 440 1064 or check out our website at  www.firstrealestateschool.com

If you have already enrolled in another real estate school, watch our math videos on You Tube.  Any math that is on the North Carolina real estate exam is probably on our videos.  It is free.

If you are ready to get your North Carolina real estate license, call us at 828 440 1064

North Carolina Real Estate License, How To Get One

     To get a real estate license in North Carolina, the first thing that you have to do is take a 75 hour real estate course from a real estate school that is licensed by the the North Carolina Real Estate Commission.  You have to take this real estate class live and in person.  Internet real estate classes have not arrived in North Carolina yet.  Be patient.

     The best real estate school anywhere near Asheville, North Carolina is First Real Estate School at 404 South Main Street in Hendersonville, North Carolina.  Their phone umber is 828 440 1064.

     The tuition for the 75 hour Broker Pre License class at First Real Estate School is $300.  That is one reason that First is the best.  Most real estate schools charge much more.  Why?  I will tell you later.

     Another thing that makes First your best choice for a real estate school is the instructor.  Ron Climer is the instructor.  He is not dull.  He is not boring.  He does not read the book to you.  He tells a joke every once in a while.  He has been teaching for a loooooong time.

     No matter which real estate school  you go to take your 75 hour Broker Pre License course, watch Ron Climer's real estate math videos on You Tube.  Ron Has posted several videos on You Tube to help any one that is taking a North Carolina real estate class understand the math better. The math videos are free.   It is my observation that most real estate teachers teach the math waaaaaay too fast for about half of their students.  Here is a sample video. https://www.youtube.com/watch?v=NNi0gxu98cg   Watch this video and decide for yourself if Ron is the teacher you would like to spend seventy five hours with.

     The third thing that makes First Real Estate School your best choice for a real estate school is our textbook.  The text book is included in your $300 tuition.  "Modern Real Estate Practice in North Carolina" by Galaty, Allaway, Kyle and Carpenter is the best textbook available to teach North Carolina real estate laws and practices.   That is why we use it.
First real estate school in Hendersonville, North Carolina

     First Real Estate School will guide you down the path to getting your North Carolina real estate license.

     The next step is to apply to the North Carolina Real Estate Commission in Raleigh.  You can do this on line or through the mail.  Here is the link if you want to do it online.   https://www.ncrec.gov/     The fee for applying for a North Carolina real estate license is  $30.  https://www.ncrec.gov/Brochures/general.pdf#page=8    .

     When you apply for your North Carolina real estate license , you also have to get and pay for a background check from a background company.  The fee is about forty dollars but it varies depending on how many places you have lived lately and a few other things.

     Once you have passed your real estate school test and applied for your real estate license, you have to take another test given by AMP, a private testing company.  They have locations in most of the major cities. https://online.goamp.com/CandidateHome/assessmentCenterNetworkLocations.aspx

     This exam is no picnic.  That is why it is important that you choose the best real estate school to take your 75 hour real estate course from.  You want a school that is teaching what is on the exam.  The fee to take this test is $64.  Forty per cent of the people that take this test, pay to go take it again.  You want to pass this test the first time.  Come to First Real Estate School in Hendersonville.  Pass the North Carolina real estate exam the first time.
Pass your North Carolina real estate exam
 

     Let's recap:

     Go to real estate school
     Get background check
     Apply for real estate license
     Set appointment to take state exam.

     If you are anywhere near Hendersonville, call First Real Estate School at 828 440 1064.  We will help you get your North Carolina real estate license.   www.firstreaestateschool.com
     

North Carolina Real Estate Exam, Seven Study Tips To Help You Pass

     I have been watching people study for the "state exam" for thirty years.  If you want to pass your North Carolina real estate exam the first time, heed these suggestions.  Study too much.  If there was ever an opportunity for overkill, let this be it.

     My first suggestion is just too simple.  Read the text book.  Read it, at least, once.  Read it several times.  Read every single word of it.  The text book that we use at First Real Estate School in Hendersonville  www.firstrealestateschool.com   has many acronyms and memory pegs like IRMA and Fresh Corn.  use these memory aids.  They are almost  always about lists.  Lists make great test questions .

     My second suggestion is to do all the practice tests that you can find.  There are practice tests in the book.  There are practice exams on line.  Take as many as you can find.  Practice tests are a good measure of what you don't know.  First Real Estate School has a free practice test online.  Here is a link. http://rondclimer.blogspot.com/2015/04/real-estate-practice-exam-for-north.html

     My third suggestion is to get together with your classmates and study together.  There is one big caveat warning that goes with this.  Be very careful that it does not become too social.  You don't want to drive over to your classmates house to visit.  Be responsible to keep the focus on studying for the North Carolina real estate exam.

     My forth suggestion is to write your own test questions.  Make your own practice tests.  You can trade practice tests with your classmates.  There is something about writing test questions that help you understand tests better.

     My fifth suggestion is (Pardon me.  This comes from thirty years of teaching.)  listen to the teacher when the teacher teaches.  If you are in a state exam review class where you have already heard about agency relationships until you could scream, it is easy to let your mind wander.  Don't do that .  Concentrate on what the teacher is saying.  It requires effort on your part.  You are paying your tuition to be there.  Put some effort into your listening.  I am not talking about being polite. I am talking about you passing the North Carolina real estate exam on the first try.
Pass your North Carolina Real Estate Exam the first time

     My sixth suggestion is to watch my North Carolina real estate math videos on You Tube.  They are free.  There is no math on the North Carolina real estate exam that I do not have on one of my videos.  No matter where you go to real estate school, my videos will help you with the arithmetic.  https://www.youtube.com/watch?v=fxc4SZ1CW1w  Here is a link to one of my real estate math videos.  Share this with your classmates. Pass the First time

     You can watch these videos like watching TV.  I suppose they will do you a little bit of good.  When you watch my videos, you will notice that I do the math along with you with my calculator.  Please join me with your calculator.  If you don't get the same answer that I do, please hit the PAUSE button and figure out why.  You don't have to embarrass yourself in front of your classmates.  There is no one there but you and me.  Wait a minute.  I am not there.  You are alone.  No one will know that you did not get it the first time.  Isn't that great.  Watch the video as many times as you need to.

     My seventh suggestion, if you are worried about passing your class exam or the state exam, take my video North Carolina exam review class for $99.  www.northcarolinaexamreview.com   It is eight hours of me, Ron Climer, explaining what is on the North Carolina Exam.  Just like the free video, you can watch it like TV or you can concentrate.  Either way, it will do you some good.  Check it out at the above link.

     If you have not enrolled in real estate school yet and if you live anywhere near Asheville, North Carolina, come to my school, First Real Estate School at 404 South Main Street in Hendersonville .  We believe that we do an excellent job of getting you ready for the North Carolina real estate exam.  Our tuition is $300 for the broker pre license class.  That is the class that you need to get your North Carolina real estate license. We have real estate classes at night and on weekends.   Here is a link to our website www.firstrealestateschool.com  Call us at 828 440 1064

     www.ronclimer.com   www.climerconsulting.com        

North Carolina Real Estate School Tuition, How Much?

      Three Hundred dollars is the tuition at First Real Estate School in Hendersonville, North Carolina.  That includes the text book.  Many students ask us why our tuition is lower than most other real estate schools in the Asheville area.

     The answer is simple.  We have lower overhead than most other real estate schools.  We believe that quality education at affordable prices is possible.  We provide just that.  First Real Estate School is licensed by the North Carolina Real Estate Commission.   https://www.ncrec.gov/   When you take the 75 hour broker pre license course at First Real Estate School, you will be issued a certificate that will admit you to the state real estate exam.

     If you had a certificate from the most expensive real estate school in North Carolina, it would not be any better.  It would just be more expensive.

     Ron Climer is an instructor at First Real Estate School.  Check Ron Climer out on You Tube.  I probably have a hundred videos posted on You Tube.  Many of these videos are to help anyone learn the math that is on the North Carolina real estate exam.  https://www.youtube.com/watch?v=_4Zi4kKkT5U      The North Carolina real estate math videos are free for anyone that needs help on the North Carolina real estate exam. 
Ron Climer of First Real Estate School in Hendersonville


     No matter whether you attend First Real Estate School with me at $300 tuition or Expensive Real Estate School with twice the tuition, the free math videos will help you pass your state exam.

     First Real Estate School is located at 404 S. Main Street in Hendersonville, North Carolina.  If you are considering changing careers, consider First Real Estate School.  You can not find a better instructor.  Check that out for yourself out at You Tube https://www.youtube.com/ .  Our license is the same as the most expensive real estate school in North Carolina.

     We have week end classes.  We have night classes.  We have a class starting soon.  We want you in that class.  Our phone number is 828 440 1064  www.firstrealestateschool.com   www.ronclimer.com  

     

Can You Over Study For The North Carolina Real Estate Exam ?

     Students often ask me if it is possible for them to overstudy for the North Carolina real estate exam.  The answer is no.

     The more you understand the material  taught in the North Carolina real estate broker pre license course, the more likely you are to understand the questions on the North Carolina real estate exam.

     One way to be certain that you that you understand the question is to to take practice tests.  There are questions at the end of each chapter in the textbook that we use at First Real Estate School in Hendersonville. ( www.firstrealestateschool.com )   Have you answered all of these questions and graded yourself?
Let First Real Estate School help you pass the real estate exam

     If you miss one of these practice questions because you did not read the question carefully, you just slap yourself on the forehead  and laugh.  If you fail the North Carolina real estate exam by one or two points, that is not funny.  It costs $64 to take the North Carolina real estate exam.  Once is enough.  Do all the practice tests in your real estate textbook.  Do the ones at the end of the chapters and do the ones at the back of the book.

     A great way to study is to get together with your classmates.  I received an email from the other side of the state last week thanking me for posting my free real estate math videos on You Tube.  This test candidate told me that she and three of her classmates got together and watched my videos.  https://www.youtube.com/watch?v=DAX8VxAGkrI   Watching my videos will help you pass the North Carolina real estate exam.  Watching them together adds a little fun and camaraderie.

     If you are not using flash cards to study for your North Carolina real estate exam, you should be.  Get yourself about five hundred 3x5 cards.  Write "What deed is best for the grantor?" on the front side.  Write "quit claim deed" on the back side. Write "What happens if you die intestate with no heirs?" on one side.  Write "Your property escheats to the state" on the other side.

     You can use these flash cards all the time.  You can use them at the red lights in traffic.  You can use the during TV commercials.  Through the years, I have had many students ask me to make flash cards and sell them.  I never have.  I believe that making them is half of the learning experience.  Make yourself a few hundred.  Use them.

     Read the text book.  I often have students tell me that they went and spent $64 to take the North Carolina real estate exam without having read the textbook.  That is crazy!  Read the text book.  There is valuable information there.  Read it more than once.  Turn the TV off.  Turn the computer off.  Turn your phone off.  Read the textbook.

     Take my practice test. Here is a link.  http://rondclimer.blogspot.com/2015/04/real-estate-practice-exam-for-north.html 

Take my practice test like a real test.   Take the 100 question test.  Grade yourself.  If you did not pass my practice exam, you probably would not pass the $64 one that AMP gives.  Take any practice tests that your real estate school gave you.  Practice exams are a great way to study.

     The sooner you get this chore of getting a North Carolina real estate license over with, the sooner you can get on with your new real estate career.

     Study ceaselessly .  Study before breakfast.  Study after supper.  Study together.  Study alone.  Do NOT underestimate the North Carolina real estate exam.

      www.ronclimer.com      


     

    

A Lucrative Career in Real Estate in Hendersonville, North Carolina

     Have you considered a career in real estate?  Selling real estate is a wonderful way to make an above average income.  It is also a way to make a few extra bucks to supplement a retirement pension.

     Almost all real estate is sold on commission.  If you want to make a lot of money, you have to work hard.  If an extra ten thousand a year would be nice, you don't have to knock yourself out.

     Many people start selling real with the idea of making a few extra bucks. After they get started and start to understand how things work, they change gears.  They start to earn a living, often a very nice living.

     One cool thing about a career selling real estate is that it never gets boring. Because you are constantly dealing with people, boredom is never a problem.  You, also, are always learning something new.  Technology is changing every day.  Often, the new technology creates new opportunities for new Realtors.
www.firstrealestateschool.com is a good place to start

     Another great thing about selling real estate is that you don't have to punch a clock.  No one knows or cares what time you start in the morning.  No one knows or cares where you are when you are talking on the phone to that client.  No one knows or cares how you are dressed when you are talking on the phone to your client.  Modern technology may change that.

     You set your own hours.  You set your own schedule.  You decide how much money you  want to make.  If you need more money, work harder.

     If you would like to know more about career opportunities in real estate in Hendersonville, North Carolina, call me at 828 755 6996.

     I work for Keller Williams Mountain Partners Realty at 404 S. Main Street in Hendersonville. We are the largest, most successful, most fun place to sell real estate in western Carolina.  Call me.  I will show you how to get started right.  

     www.firstrealestateschool.com      

The Cheapest Real Estate School in Asheville, North Carolina

     The cheapest real estate school in Asheville is probably the real estate school in Hendersonville, North Carolina.  In order to get a North Carolina real estate license, you have to pass a seventy five hour course at a North Carolina real estate school.

     First Real Estate School at 404 South Main Street in Hendersonville is such a real estate school.  When you graduate from First Real Estate School in Hendersonville www.firstrealestateschool.com  you will get the certificate that you need to to take the North Carolina real estate exam to get your North Carolina real estate license.

     First Real Estate School charges $300 tuition  for the basic seventy five hour class that is required by the North Carolina Real Estate Commission https://www.ncrec.gov/Licensing/ApplyLicense   This is the first step in the get your North Carolina real estate license process.  This price includes the text book, "Modern Real Estate Practice in North Carolina"  by Galaty, Allaway Kyle and Carpenter.

     If some other school charges more tuition, you have to ask yourself,"Why?.  Does the other school have a better instructor?  The instructor at First Real Estate School is Ron Climer.  Go to You Tube and watch some of his videos about how to do the math on the North Carolina real estate exam.  You will plainly see that Ron knows how to teach very well. https://www.youtube.com/watch?v=_4Zi4kKkT5U 

     In North Carolina, it costs $64 to take the North Carolina real estate exam.  How many times do you want to pay that fee?  You want to pass the North Carolina real estate exam the first time.  You want to go to a school that teaches you what is on this very difficult exam.   http://www.ncrec.gov/Brochures/general.pdf   Here is a link to the official brochure.  See page 18.

     If you want to get your North Carolina real estate license the cheapest way, call First Real Estate School at 828 440 1064 .  Take your basic course from Ron Climer at First Real Estate School in Hendersonville.  Pass your North Carolina real estate exam the first time.  Watch Ron's videos whether you attend First Real Estate School or if you attend some other real estate school.  The videos will teach you all of the math that is on the test.
The cheapest real estate school in Asheville is in Hendersonville

     If you are in Saluda or Zirconia or Flat Rock or Brevard or Tryon or Columbus or Waynesville or Rutherfordton or Fletcher or Arden or Mills River or Mill Spring or Lake Lure or any other town in western North Carolina and you want to get in the real estate business, call First Real Estate School.  You will be glad that you did.

     www.ronclimer.com

First Real Estate School in Hendersonville, North Carolina

     I you live anywhere in the Asheville, North Carolina vicinity and you are thinking of attending real estate school, check out First Real Estate School at 404 South Main Street in  Hendersonville.  www.firstrealestateschool.com  

First Real Estate School in Hendersonville, North Carolina
     Ron Climer is an instructor at First Real Estate School.  Ron has been teaching real estate license classes for a long time.  Ron makes the 75 hour required class as fun and interesting as possible. Ron teaches the material that you need to learn to pass the North Carolina real estate exam.  Stories and fun examples are part of Ron's teaching style.


     The tuition at First Real Estate School is $300.  This includes the text book.  This does not include the license fee paid to the North Carolina Real Estate Commission.  The North Carolina Real Estate Commission is the agency that issues the North Carolina real estate license.  First Real Estate School is also licensed by the North Carolina Real Estate Commission.  https://www.ncrec.gov/

     The North Carolina Real Estate Commission contracts with a company, AMP, to give the test that you have to pass to get your North Carolina real estate license.  There is a $64 fee to take that test.  At First Real Estate School, we teach you to pass that test the first time you take it.

       In North Carolina, you have to attend a real estate class live and in person at a North Carolina real estate school.  There is no online real estate course to get your North Carolina real estate license.

     If you live in Tryon or Columbus or Saluda or Zirconia or Flat Rock or Etowah or Fletcher or Arden or Rutherfordton or Forest City or Mill Spring or Mills River or Asheville or Brevard or Lake Lure or Chimney Rock or anywhere near Hendersonville, check out First Real Estate School.  Call us at 828 440 1064 if you have questions.  We have night classes.  We have week end classes.  We have a class starting soon.  We want you in it.    www.ronclimer.com     https://www.youtube.com/watch?v=jdu3K3Y5_N0  

Tuesday, April 19, 2016

How Can I Find A Seller to Hold Owner Financing For Me

     Dear Steve

     Thanks for the lunch invitation. Do you know that I now live in North Carolina?

     You want to know how to find a seller to hold a mortgage for for you.  The truth is it is harder to do than it was when I was young.  The reason it is harder today, is because  it is harder to talk to sellers  than it was then.  It is still very possible.  I know it is still possible because I sold a house that I owned six months ago.  We were happy to hold the mortgage.   I recently sold a lakefront lot in Carolina to earn a commission.   The owner held the mortgage. https://www.youtube.com/watch?v=Dbg8GFXH2To

     If you are buying a house through a Realtor, they usually do not understand.  If you want to find a Realtor in your area that does understand, go to www.biggerpockets.com .  You can learn a lot at Bigger Pockets.

     If you ask a Realtor,"Do you think the seller will hold a mortgage?", nine out of ten Realtors will reply ,"No".  They won't ask the seller. They have never asked the seller.  You have to learn how to ask the Realtor.   You ask the Realtor,"If I put $100,000 cash down on this $150,000 house, do you think the owner would hold a mortgage for the other fifty thousand?".

     Most laymen and most Realtors assume that, if you ask about owner financing, you want the seller to hold 100% mortgage.  They also assume that you do not have the financial wherewithall to go to the bank.  Neither of these assumptions are necessarily true.

     The best thing to do is to talk to the seller directly.  If you are dealing with a forsalebyowner, this is easy.  Use the same technique when talking with them.

     Idle chit chat is a wonderful thing.  Is your house paid for?  That is  a nice question.  Oh, it is not.  How much do still owe?  Just chit chatting.  Is making payments on this empty house a financial burden for you?  Where are you probably going to invest the proceeds of this sale?  Chit chat. 

     What do you think?  If a couple is living in a free and clear house, do you think they are broke?  Do you think they probably have a lot of money invested elsewhere?  If this is a vacant rental house that the seller owns, why would he NOT want to hold a mortgage for you?  There is only one reason I can think of.  He is  trepidatios about you making the payments.  How can we make the fear go away?  Ask him.  More down payment is the most common answer.

      

     Talk to Mr. Seller.  Ask about his kids and grandchildren. Shoot the breeze. Ask him about his hobby.  Ask him if he owns other investment property.  Ask him if owning investment property and being a landlord has been a pleasant experience. Ask him how he got started.   If you own other rentals with owner held mortgages, mention that in conversation.  Make him a firm offer.  Offer him an interest rate that he can not get at the bank.  A savvy investor will understand that 5 or 6 per cent is pretty good rate in today's world.  An unsophisticated investor may still want "the cash".  What are they going to do with all that cash?  Whatever it is, they can do the same thing with your payments.  Which inheritance  would be more beneficial to your twenty year old grandson , $50,000 cash or $350 a month for the next thirty years?  That fifty grand would not last two years.  Explain that gently to Mr and Mrs.  Seller.

     Often, when a house is listed with a Realtor, it is hard for you, a layman, to talk  with the seller.  A listing Realtor and a selling Realtor are bound by MLS rules and Association of Realtors code of ethics.  You, as a layman, are not bound by any such rules.  Talk to the seller.  You are not breaking any rules.  That is how Kathy and I bought the house that we currently live in in Carolina.  We rode past the house and saw the Realtor's sign in the yard. The sellers were sitting on the front porch drinking Busch Light beer.  We stopped.  We drank a Busch Light. Rick and Murl and Kathy and I negotiated the deal right on the front porch.  We called the listing agent.  She drew up the paperwork.  We all went to closing.

     Realtors discourage their sellers from talking to buyers.  Some listen.  Some do not.  You, as a layman, can talk to to the seller directly.  Why would you not?  Most Realtors do not want the seller and the buyer talking to each other directly for fear that the transaction may happen without the Realtor getting paid.  You be certain that that does not happen.  The listing agent has earned his commission as soon as the listing is signed.  Do not suggest to the seller that  that commission does not need to be paid.  That will get you sued. It will not get you where you want to be, a house owner with owner financing.

     You, Mr. Layman, are violating no law or rule to talk to the seller directly.  Your real estate agent would be violating the rules of the MLS if he talked to the seller.  The listing agent may discourage the seller from talking to you directly.  I do not understand why.  If it is my listing, I just want to go to closing. Every Realtor does not feel that way.  The good news for you, as a layman, is the listing agent would have no reason to call or contact you directly. That would be a violation of the rules of the MLS.

     Show the seller this article.  http://rondclimer.blogspot.com/2015/01/can-owner-finance-house-in.html    Let the seller know that your payments will will be on time every time.  Get the seller to like you and trust you.  That is another article.

     Remember this.  Some will.  Some won't.  So what?  Next.  You may have to talk to a lot of sellers to find one.  You may find the first seller you talk to is ready. You have to kiss a lot of frogs before you find a handsome prince.

      Also, you need to educate yourself.  Read about owner held financing.  Study it.  Talk to people that own mortgages.  Ask them how they like it.  Almost all will tell you they like it.  If interest rates go back to 12%, that might change.  In today's economy, holding a mortgage is a good idea for any seller that doesn't need the money to pay next month's bills.   You need to be able to explain the benefits of holding a mortgage to the seller.  Unless you are in Hendersonville, North Carolina, you will not have me as your Realtor.  If you can find a Realtor that does understand, your problems are over. Good luck with that.  http://ronclimer.blogspot.com/2014/03/where-do-you-find-sellers-that-will.html 

     You need to believe in holding a mortgage.  Start looking at houses and talking to sellers.  You won't believe where it leads you.  Call me anytime if you need or want specific advice. 

     www.ronclimer.com